Business expense rewards typically include points or cash back on office supplies, shipping, advertising, software, consulting, or other business-related products and services. Not surprisingly, most of the credit cards that offer these rewards are business credit cards. However, not all business credit cards offer these rewards. So we’ve separated some of these cards into their own category to help narrow your choices.
Showing 32 cards
Shopify Credit
BUSINESS
EXPENSE
REWARDS
- Up to 3% cash back on marketing and advertising, shipping and fulfillment, or wholesale
- Start earning credit towards Shop Cash offers after your first $5K in spend in the first 3 months of account opening. Get up to $2,000 in credits after spending $20K in the first 3 months
- No annual fee
- Charge card
- Available only to merchants with a Shopify Payments account and a single-owner store based in the United States or Puerto Rico
Huntington Voice Business Credit Card
Ink Business Cash
BUSINESS
EXPENSE
REWARDS
- Earn 5% cash back on purchases at office supply stores
- Earn 5% cash back on internet, cable and phone services
- $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
- Earn a total of 5% cash back on Lyft rides through September 30, 2027
- Employee cards at no additional cost
- Earn 20,000 referral bonus points for each business that gets approved for any Chase for Business credit card, up to 100,000 points per year
- No annual fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.74% to 24.74%
Navy Federal GO BIZ Rewards
Business Advantage Customized Cash Rewards
BUSINESS
EXPENSE
REWARDS
- 3% cash back in selected categories of your choosing, including office supply stores, computer services, and business consulting services
- 3% cash back TV, telecom, and wireless service, if category of choice
- Get a $300 cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier
- No annual fee
- 0% APR on purchases for 7 months
- Regular purchase APR is 16.99% to 26.99%
U.S. Bank Triple Cash Rewards Visa Business Card
BUSINESS
EXPENSE
REWARDS
- Earn 3% cash back on eligible purchases at office supply stores
- Earn 3% cash back on purchases with cell phone service providers
- Earn $500 in cash back when you spend $4,500 in the first 150 days of opening your account
- Earn an annual $100 statement credit for recurring software subscription expenses
- No annual fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.24% to 26.24%
Huntington Voice Rewards Credit Card
BUSINESS
EXPENSE
REWARDS
- Earn 3X points at office supply stores (if selected category)
- Earn 3X points on utilities (if selected category)
- Earn 3X points in a category of your choice and 1X points on all other purchases
- Change your rewards category every quarter as needed
- No annual fee
- Regular purchase APR is 17.24% to 29.24%
State Farm Business Cash Rewards Visa Signature Card
BUSINESS
EXPENSE
REWARDS
- 3% cash back at office supply stores
- 3% cash back on cell phone service
- Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases
- No annual fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.49% to 26.49%
Truist Business Cash Rewards
BUSINESS
EXPENSE
REWARDS
- 2% cash back at office supply stores (cap applies)
- 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account
- No annual fee
- 0% APR on purchases for 9 months
- Regular purchase APR is 17.49% to 26.49%
Zions Bank Amazing Cash Business Credit Card
BUSINESS
EXPENSE
REWARDS
- Earn 3% cash back on common business purchases
- Earn 3% cash back on wireless telephone services, computer network services, and telecommunications services and equipment
- Get $500 cash back when you spend $5,000 in the first 120 days
- No annual fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.74%
Zions Bank Amazing Rewards Business Credit Card
BUSINESS
EXPENSE
REWARDS
- 3X points on common business purchases. 2X points on select travel purchases. 1X points on all other purchases
- 3X points on wireless telephone services, computer network services, and telecommunications services and equipment
- Get 50,000 points when you spend $5,000 in the first 120 days
- No annual fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.74%
Chase Sapphire Reserve for Business
BUSINESS
EXPENSE
REWARDS
- 3X points on social media and search engine advertising
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening
- Earn 5X total points on Lyft rides through September 30, 2027
- Up to $300 in statement credits for travel purchases each account anniversary year
- Up to $500 credit for stays with The Edit
- Complimentary IHG One Rewards Platinum Elite Status
- Priority Pass Select membership
- Receive one statement credit of up to $120 every four years on Global Entry, TSA PreCheck, or NEXUS
- Partner perks from DoorDash, Google Workspace, Lyft, and ZipRecruiter
- Annual fee is $795
- Charge card
Business Gold
BUSINESS
EXPENSE
REWARDS
- 4X points on electronic goods retailers, software and cloud system providers, and advertising in select media, if one of your top spend categories.
- 4X points on wireless telephone service, if one of your top spend categories.
- As high as 200,000 membership rewards points after you spend $15,000 on eligible purchases in the first 3 months. Welcome offers vary and you may not be eligible for an offer
- Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
- Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
- Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
- Annual fee is $375
- Charge card
Business Platinum
BUSINESS
EXPENSE
REWARDS
- 2X points on eligible purchases in key business categories, or on single purchases of $5K or more
- As high as 300,000 membership rewards points after you spend $20,000 in qualifying purchases within your first 3 months. Welcome offers vary and you may not be eligible for an offer
- Use Pay with Points for a flight with your selected qualifying airline through Amex Travel, and get 35% of those points back, up to 1,000,000 points back each calendar year
- Get up to $300 in statement credits semi-annually for up to a total of $600 per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
- Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline
- Annual fee is $895
- Charge card
PNC BusinessOptions Visa Signature
BUSINESS
EXPENSE
REWARDS
- PNC Points option earns 5X points on every qualifying purchase
- Earn an $800 statement credit when you make at least $15,000 in qualifying purchases during the first three billing cycles following account opening
- Choose one of three rewards programs: cash rebates, PNC points, or travel rewards
- Choose a pay-in-full option with a credit limit up to $250,000 or a revolve option with a credit limit up to $50,000
- Annual fee is $0
- Regular purchase APR is 18.24% to 24.24%
U.S. Bank Business Altitude Power Visa Signature Card
BUSINESS
EXPENSE
REWARDS
- 6X points on prepaid hotel and car rentals booked directly in the Travel Center. 2.5X points on up to $5,000 in combined mobile wallet and virtual card purchases each quarter. 2X points on all purchases
- Earn 75,000 bonus points after spending $10,000 in the first 120 days
- Priority Pass Digital annual membership
- Annual fee is $195
- Regular purchase APR is 18.24% to 25.24%
U.S. Bank Business Leverage Visa Signature Card
BUSINESS
EXPENSE
REWARDS
- 2X points in the top two categories where you spend the most each month automatically. 1X points on all other eligible purchases
- Earn $750 in rewards when you spend $7,500 in eligible purchases within the first 120 days of opening your account
- No annual fee the first year, then $95
- Regular purchase APR is 18.24% to 25.24%
PNC points Visa Business
IHG One Rewards Premier Business
BUSINESS
EXPENSE
REWARDS
- Earn 5X points on select business purchases
- Earn 140,000 bonus points after you spend $4,000 on purchases in the first 3 months
- Anniversary free night
- Redeem 3 nights, get 4th night free
- Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year
- Earn 10,000 referral bonus miles for each friend that gets approved for an IHG One Rewards Credit Card, up to 50K bonus miles per year
- Annual fee is $99
- Regular purchase APR is 19.24% to 27.74%
World of Hyatt Business Credit Card
BUSINESS
EXPENSE
REWARDS
- 2X points on shipping, and on social media and search engine advertising, if in your top three spend categories
- 2X points on internet, cable, and phone services, if a top three spend category
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
- Employee cards at no additional cost
- Earn 10,000 referral bonus miles for each business that gets approved for the World of Hyatt Business credit card, up to 50K bonus miles per year
- Annual fee is $199
- Regular purchase APR is 19.24% to 27.74%
Associated Bank Business Cash Preferred Card
BUSINESS
EXPENSE
REWARDS
- 3% cash back at office supply stores
- 3% cash back with cell phone service providers
- $25 cash back bonus reward applied to your account after your first purchase
- $100 annual software credit applied every year to your account after 11 consecutive monthly software transactions
- No annual fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.24% to 28.24%
Ink Business Preferred
BUSINESS
EXPENSE
REWARDS
- Earn 3X points on the first $150,000 spent in combined purchases each year on shipping; search engine and social media advertising; internet, cable, and phone services; and travel. Earn unlimited 1X points on all other purchases
- Earn 3X points on internet, cable, and phone services
- 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
- Earn a total of 5X points on Lyft rides through September 30, 2027
- Complimentary access to DashPass
- Employee cards at no additional cost
- Earn 20,000 referral bonus points for each business that gets approved for any Chase for Business credit card, up to 100,000 points per year
- Annual fee is $95
- Regular purchase APR is 19.49% to 25.49%
Atmos Rewards Visa Signature Business Card
BUSINESS
EXPENSE
REWARDS
- Earn 2X points on shipping
- Earn 60,000 bonus points and a $99 companion fare when you spend $4,000 in the first 90 days
- Earn a 10% rewards bonus on all points earned if your company has an eligible Bank of America small business account
- Get a $99 companion fare each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
- Free checked bag and preferred boarding benefits
- Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- Get $100 off an annual Alaska Lounge+ Membership
- Annual fee is $70
- Regular purchase APR is 19.74% to 27.74%
- Annual fee is $70 for the company, plus $25 per card
United Business Card
BUSINESS
EXPENSE
REWARDS
- 2X miles at office supply stores
- Earn 75,000 bonus miles plus 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months
- Receive a 5,000-mile better-together anniversary bonus when you have the United Business card and a personal United credit card
- 2 United Club one-time passes per year
- Over $600 in annual partner credits
- Free first checked bag
- Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 each calendar year
- Priority boarding
- 25% back on United inflight and Club premium drink purchases
- Earn 10,000 referral bonus miles for each friend that gets approved for any United MileagePlus Card, up to 100K bonus miles per year
- No annual fee the first year, then $150
- Regular purchase APR is 19.74% to 28.24%
Delta SkyMiles Gold Business
BUSINESS
EXPENSE
REWARDS
- 2X miles on US purchases with shipping providers, and on advertising purchases in select media
- Earn 60,000 bonus miles after spending $4,000 in purchases in your first 6 months
- $200 Delta flight credit after you spend $10K in purchases in a calendar year
- First Checked Bag Free
- Zone 5 Priority Boarding
- 15% off Award Travel
- 20% back on in-flight purchases
- $150 Delta Stays credit
- No annual fee the first year, then $150
- Regular purchase APR is 19.74% to 28.74%
Delta SkyMiles Platinum Business
BUSINESS
EXPENSE
REWARDS
- 1.5X miles at US shipping providers
- Earn 70,000 Bonus Miles after you spend $6,000 in your first 6 months
- Annual companion certificate
- MQD Headstart and MQD Boost
- 15% off Award Travel
- First checked bag free
- Zone 5 Priority Boarding
- Fee Credit for Global Entry or TSA Precheck
- Annual fee is $350
- Regular purchase APR is 19.74% to 28.74%
Delta SkyMiles Reserve Business
BUSINESS
EXPENSE
REWARDS
- 1.5X miles on US shipping and office supply store purchases
- Earn 80,000 bonus miles after you spend $12,000 in purchases in your first 6 months
- $240 Resy credit, $120 rideshare credit, and up to $250 Delta Stays statement credit
- Enjoy a Companion Certificate each year after renewal
- Medallion Qualification Dollars (MQD) Boost
- Hertz President's Circle Status
- Complimentary Delta Sky Club, The Centurion Lounge, and Escape Lounge access
- Annual Companion Certificate
- 15% off Award Travel
- First checked bag free, Zone 5 Priority Boarding, and Complimentary Upgrade list
- Fee Credit for Global Entry or TSA PreCheck
- Annual fee is $650
- Regular purchase APR is 19.74% to 28.74%
Marriott Bonvoy Business
BUSINESS
EXPENSE
REWARDS
- 4X points on US purchases for shipping
- 4X points on wireless telephone services purchased directly from US service providers
- Earn 75,000 Marriott Bonvoy points after you spend $6,000 in the first 6 months. Earn an extra 50,000 points after you spend an additional $3,000 in the first 6 months
- 7% Marriott Bonvoy Room Rate Discount
- Receive 1 Free Night Award every year after your card renewal month. Plus, earn an additional Free Night Award after you spend $60K in a calendar year
- Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
- Complimentary Marriott Bonvoy Gold Elite status
- Annual fee is $125
- Regular purchase APR is 19.74% to 28.74%
JetBlue Business Card
BUSINESS
EXPENSE
REWARDS
- 2X points at office supply stores
- Earn 60,000 bonus points after spending $2,000 and paying the annual fee in full, both within the first 90 days
- Free first checked bag for you and up to 3 companions
- Receive a 50% savings on eligible inflight purchases
- Earn 5,000 bonus points every year after your account anniversary
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package with your card
- Group A boarding on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $99
- Regular purchase APR is 19.74% to 29.74%
Wyndham Rewards Earner Business Card
BUSINESS
EXPENSE
REWARDS
- Earn 5X points on eligible marketing, advertising, and utility purchases
- Earn 45,000 bonus points after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.
- 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
- Automatic DIAMOND level benefits
- Receive 15,000 bonus points each anniversary year
- Cardmember booking discount
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- Annual fee is $95
- Regular purchase APR is 19.74% to 29.74%
BMO Business Platinum Rewards Mastercard
BUSINESS
EXPENSE
REWARDS
- Earn 4X points on office supplies and printing, on spend up to $750 per quarter
- Earn 5X points on internet and phone service, on spend up to $750 per quarter
- Get a 50,000 rewards points bonus when you spend $5,000 within 3 months of account opening. Get another 50,000 points when you spend $50,000 within 12 months of account opening
- No annual fee
- 0% APR on purchases for 9 months
- Regular purchase APR is 20.49% to 29.49%
SKYPASS Visa Signature Business Card
BUSINESS
EXPENSE
REWARDS
- 2X miles on office supplies
- 2X miles on cell phone service
- Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
- Get 5% off Korean Air tickets each year for you and a companion
- 2 KAL Lounge coupons each year
- Annual fee is $99
- Regular purchase APR is 21.49% to 28.49%