Business Expense Rewards Credit Cards

Business expense rewards typically include points or cash back on office supplies, shipping, advertising, software, consulting, or other business-related products and services. Not surprisingly, most of the credit cards that offer these rewards are business credit cards. However, not all business credit cards offer these rewards. So we’ve separated some of these cards into their own category to help narrow your choices.

Showing 28 cards

Shopify Credit

BUSINESS
EXPENSE

REWARDS

  • Up to 3% cash back on marketing and advertising, shipping and fulfillment, or wholesale
  • Start earning credit towards Shop Cash offers after your first $5K in spend in the first 3 months of account opening. Get up to $2,000 in credits after spending $20K in the first 3 months
  • No annual fee
  • Charge card
  • Available only to merchants with a Shopify Payments account and a single-owner store based in the United States or Puerto Rico

Huntington Voice Business Credit Card

BUSINESS
EXPENSE

REWARDS

  • 4% cash back at office supply stores (if category selected)
  • 4% cash back on utilities (if category selected)
  • No annual fee
  • Regular purchase APR is 16.24% to 27.24%

Business Advantage Customized Cash Rewards

BUSINESS
EXPENSE

REWARDS

  • 3% cash back in selected categories of your choosing, including office supply stores, computer services, and business consulting services
  • 3% cash back TV, telecom, and wireless service, if category of choice
  • Get a $300 cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening
  • You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier
  • No annual fee
  • 0% APR on purchases for 7 months
  • Regular purchase APR is 16.99% to 26.99%

Huntington Voice Rewards Credit Card

BUSINESS
EXPENSE

REWARDS

  • Earn 3X points at office supply stores (if selected category)
  • Earn 3X points on utilities (if selected category)
  • Earn 3X points in a category of your choice and 1X points on all other purchases
  • Change your rewards category every quarter as needed
  • No annual fee
  • Regular purchase APR is 17.24% to 29.24%

Truist Business Cash Rewards

BUSINESS
EXPENSE

REWARDS

  • 2% cash back at office supply stores (cap applies)
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account
  • No annual fee
  • 0% APR on purchases for 9 months
  • Regular purchase APR is 17.49% to 26.49%

Business Gold

BUSINESS
EXPENSE

REWARDS

  • 4X points on electronic goods retailers, software and cloud system providers, and advertising in select media, if one of your top spend categories.
  • 4X points on wireless telephone service, if one of your top spend categories.
  • As high as 200,000 membership rewards points after you spend $15,000 on eligible purchases in the first 3 months. Welcome offers vary and you may not be eligible for an offer
  • Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
  • Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
  • Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
  • Annual fee is $375
  • Charge card

Business Platinum

BUSINESS
EXPENSE

REWARDS

  • 2X points on eligible purchases in key business categories, or on single purchases of $5K or more
  • As high as 300,000 membership rewards points after you spend $20,000 in qualifying purchases within your first 3 months. Welcome offers vary and you may not be eligible for an offer
  • Use Pay with Points for a flight with your selected qualifying airline through Amex Travel, and get 35% of those points back, up to 1,000,000 points back each calendar year
  • Get up to $300 in statement credits semi-annually for up to a total of $600 per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
  • Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline
  • Annual fee is $895
  • Charge card

Ink Business Cash

BUSINESS
EXPENSE

REWARDS

  • Earn 5% cash back on purchases at office supply stores
  • Earn 5% cash back on internet, cable and phone services
  • $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
  • Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
  • Employee cards at no additional cost
  • No annual fee
  • 0% APR on purchases for 12 months
  • Regular purchase APR is 18.49% to 24.49%

Associated Bank Business Cash Preferred Card

BUSINESS
EXPENSE

REWARDS

  • 3% cash back at office supply stores
  • 3% cash back with cell phone service providers
  • $25 cash back bonus reward applied to your account after your first purchase
  • $100 annual software credit applied every year to your account after 11 consecutive monthly software transactions
  • No annual fee
  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.24% to 28.24%

State Farm Business Cash Rewards Visa Signature Card

BUSINESS
EXPENSE

REWARDS

  • 3% cash back at office supply stores
  • 3% cash back on cell phone service
  • Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases
  • No annual fee
  • 0% APR on purchases for 12 months
  • Regular purchase APR is 19.24% to 28.24%

U.S. Bank Triple Cash Rewards Visa Business Card

BUSINESS
EXPENSE

REWARDS

  • Earn 3% cash back on eligible purchases at office supply stores
  • Earn 3% cash back on purchases with cell phone service providers
  • Earn $500 in cash back when you spend $4,500 in the first 150 days of opening your account
  • Earn an annual $100 statement credit for recurring software subscription expenses
  • No annual fee
  • 0% APR on purchases for 15 months
  • Regular purchase APR is 19.24% to 28.24%

Zions Bank Amazing Cash Business Credit Card

BUSINESS
EXPENSE

REWARDS

  • Earn 3% cash back on select business purchases
  • Earn 3% cash back on cellular services, internet services, telecommunications, and cable TV
  • Get $500 cash back when you spend $5,000 in the first 120 days
  • Credit limit up to $250,000
  • No annual fee
  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.49%

Zions Bank Amazing Rewards Business Credit Card

BUSINESS
EXPENSE

REWARDS

  • 3 points for every $1 you spend on select business purchases
  • 3 points for every $1 you spend on cellular services, internet services, telecommunications, and cable TV
  • Get 50,000 points when you spend $5,000 in the first 120 days
  • Credit limit up to $250,000
  • No annual fee
  • 0% APR on purchases for 6 months
  • Regular purchase APR is 19.49%

Atmos Rewards Visa Signature Business Card

BUSINESS
EXPENSE

REWARDS

  • Earn 2X points on shipping
  • Earn 60,000 bonus points and a $99 companion fare when you spend $4,000 in the first 90 days
  • Earn a 10% rewards bonus on all points earned if your company has an eligible Bank of America small business account
  • Get a $99 companion fare each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
  • Free checked bag and preferred boarding benefits
  • Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
  • Get $100 off an annual Alaska Lounge+ Membership
  • Annual fee is $70
  • Regular purchase APR is 19.74% to 27.74%
  • Annual fee is $70 for the company, plus $25 per card

Delta SkyMiles Gold Business

BUSINESS
EXPENSE

REWARDS

  • 2X miles on US purchases with shipping providers, and on advertising purchases in select media
  • Earn 60,000 bonus miles after spending $4,000 in purchases in your first 6 months
  • $200 Delta flight credit after you spend $10K in purchases in a calendar year
  • First Checked Bag Free
  • Zone 5 Priority Boarding
  • 15% off Award Travel
  • 20% back on in-flight purchases
  • $150 Delta Stays credit
  • No annual fee the first year, then $150
  • Regular purchase APR is 19.74% to 28.74%

Delta SkyMiles Platinum Business

BUSINESS
EXPENSE

REWARDS

  • 1.5X miles at US shipping providers
  • Earn 70,000 Bonus Miles after you spend $6,000 in your first 6 months
  • Annual companion certificate
  • MQD Headstart and MQD Boost
  • 15% off Award Travel
  • First checked bag free
  • Zone 5 Priority Boarding
  • Fee Credit for Global Entry or TSA Precheck
  • Annual fee is $350
  • Regular purchase APR is 19.74% to 28.74%

Delta SkyMiles Reserve Business

BUSINESS
EXPENSE

REWARDS

  • 1.5X miles on US shipping and office supply store purchases
  • Earn 80,000 bonus miles after you spend $12,000 in purchases in your first 6 months
  • $240 Resy credit, $120 rideshare credit, and up to $250 Delta Stays statement credit
  • Enjoy a Companion Certificate each year after renewal
  • Medallion Qualification Dollars (MQD) Boost
  • Hertz President's Circle Status
  • Complimentary Delta Sky Club, The Centurion Lounge, and Escape Lounge access
  • Annual Companion Certificate
  • 15% off Award Travel
  • First checked bag free, Zone 5 Priority Boarding, and Complimentary Upgrade list
  • Fee Credit for Global Entry or TSA PreCheck
  • Annual fee is $650
  • Regular purchase APR is 19.74% to 28.74%

Marriott Bonvoy Business

BUSINESS
EXPENSE

REWARDS

  • 4X points on US purchases for shipping
  • 4X points on wireless telephone services purchased directly from US service providers
  • Earn 75,000 Marriott Bonvoy points after you spend $6,000 in the first 6 months. Earn an extra 50,000 points after you spend an additional $3,000 in the first 6 months
  • 7% Marriott Bonvoy Room Rate Discount
  • Receive 1 Free Night Award every year after your card renewal month. Plus, earn an additional Free Night Award after you spend $60K in a calendar year
  • Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
  • Complimentary Marriott Bonvoy Gold Elite status
  • Annual fee is $125
  • Regular purchase APR is 19.74% to 28.74%

JetBlue Business Card

BUSINESS
EXPENSE

REWARDS

  • 2X points at office supply stores
  • Earn 60,000 bonus points after spending $2,000 and paying the annual fee in full, both within the first 90 days
  • Free first checked bag for you and up to 3 companions
  • Receive a 50% savings on eligible inflight purchases
  • Earn 5,000 bonus points every year after your account anniversary
  • Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package with your card
  • Group A boarding on JetBlue-operated flights
  • Earn toward Mosaic with every purchase
  • Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
  • Pay for your flight with almost any combination of dollars and TrueBlue points
  • Annual fee is $99
  • Regular purchase APR is 19.74% to 29.74%

Wyndham Rewards Earner Business Card

BUSINESS
EXPENSE

REWARDS

  • Earn 5X points on eligible marketing, advertising, and utility purchases
  • Earn 45,000 bonus points after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.
  • 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
  • Automatic DIAMOND level benefits
  • Receive 15,000 bonus points each anniversary year
  • Cardmember booking discount
  • Redeem 10% fewer Wyndham Rewards points when you book free nights
  • Annual fee is $95
  • Regular purchase APR is 19.74% to 29.74%

BMO Business Platinum Rewards Mastercard

BUSINESS
EXPENSE

REWARDS

  • Earn 4X points on office supplies and printing, on spend up to $750 per quarter
  • Earn 5X points on internet and phone service, on spend up to $750 per quarter
  • Get a 50,000 rewards points bonus when you spend $5,000 within 3 months of account opening. Get another 50,000 points when you spend $50,000 within 12 months of account opening
  • No annual fee
  • 0% APR on purchases for 9 months
  • Regular purchase APR is 20.49% to 29.49%

Ink Business Preferred

BUSINESS
EXPENSE

REWARDS

  • Earn 3 points per $1 on shipping purchases and on advertising purchases made with social media sites and search engines
  • Earn 3 points per $1 on internet, cable, and phone services
  • 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
  • Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Employee cards at no additional cost
  • Annual fee is $95
  • Regular purchase APR is 21.24% to 26.24%

U.S. Bank Business Leverage Visa Signature Card

BUSINESS
EXPENSE

REWARDS

  • 2% cash back on eligible business expenses, if top spend category
  • 2% cash back with cable, satellite, TV, radio, telecom service providers, and utility companies, if top spend category
  • Earn $750 in rewards when you spend $7,500 in eligible purchases within the first 120 days of opening your account
  • Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
  • No annual fee the first year, then $95
  • Regular purchase APR is 21.24% to 26.24%

IHG One Rewards Premier Business

BUSINESS
EXPENSE

REWARDS

  • Earn 5X points on select business purchases
  • Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months
  • Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year
  • Platinum Elite status
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide
  • Enjoy a reward night when you redeem points for a four-night consecutive IHG hotel stay
  • Annual fee is $99
  • Regular purchase APR is 21.49% to 28.49%

Southwest Rapid Rewards Performance Business

BUSINESS
EXPENSE

REWARDS

  • Earn 2 points per $1 spent on social media and search engine advertising
  • Earn 2 points per $1 spent on internet, cable, and phone services
  • Earn 80,000 points after you spend $5,000 on purchases within the first 3 months of account opening
  • 9,000 anniversary points each year
  • Four upgraded boardings per year when available
  • Up to 365 InFlight WiFi credits per year
  • Employee cards at no additional cost
  • Annual fee is $199
  • Regular purchase APR is 21.49% to 28.49%

World of Hyatt Business Credit Card

BUSINESS
EXPENSE

REWARDS

  • 2 bonus points per $1 shipping services, and social media and search engine advertising, if top three spend categories
  • 2 bonus points per $1 on internet, cable, and phone services, if a top three spend category
  • Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 on purchases in your first 6 months
  • Employee cards at no additional cost
  • Annual fee is $199
  • Regular purchase APR is 21.49% to 28.49%

United Business Card

BUSINESS
EXPENSE

REWARDS

  • 2 miles per $1 spent at office supply stores
  • Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months
  • Free first checked bag
  • Earn a $100 United travel credit after qualifying flight purchases
  • 2 United Club one-time passes each year
  • 25% back on United inflight and Club premium drink purchases
  • Priority boarding
  • Employee cards at no additional cost
  • Annual fee is $99
  • Regular purchase APR is 21.74% to 28.74%

SKYPASS Visa Signature Business Card

BUSINESS
EXPENSE

REWARDS

  • 2X miles on office supplies
  • 2X miles on cell phone service
  • Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
  • Get 5% off Korean Air tickets each year for you and a companion
  • 2 KAL Lounge coupons each year
  • Annual fee is $99
  • Regular purchase APR is 23.24% to 29.99%
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