Charge cards often come with no preset spending limit, but typically require the entire balance to be paid in full each month. Not paying the balance in full will incur late fees and penalties. Many charge cards, however, offer a pay-over-time option similar to traditional credit cards.
Showing 15 cards
Shopify Credit
CHARGE
CARD
- No annual fee
- Business card
- Get up to 3% cash back on eligible purchases from your top spend category. Earn 1% on your next two highest spend categories
- Start earning credit towards Shop Cash offers after your first $5K in spend in the first 3 months of account opening. Get up to $2,000 in credits after spending $20K in the first 3 months
- Available only to merchants with a Shopify Payments account and a single-owner store based in the United States or Puerto Rico
Sinclair Green Card
Tomo Credit Card
CHARGE
CARD
- No annual fee
- Spending power ranges from $100 - $10,000
- 7-day automatic payment feature
- No credit history required
- The Tomo card uses third-party service providers such as Plaid to integrate your bank account and access data like your current balance
Business Green Rewards
Green Card
CHARGE
CARD
- Annual fee is $150
- Rewards
- Earn 40,000 membership rewards points after you spend $3,000 in your first 6 months
- Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership with your card
Spark 2% Cash Plus
CHARGE
CARD
- Annual fee is $150
- Business card
- Earn unlimited 2% cash back for your business on every purchase
- Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months
- Earn an additional $2,000 bonus for every $500,000 spent in the first year
- Get your $150 annual fee refunded every year you spend at least $150,000
Ink Business Premier
CHARGE
CARD
- Annual fee is $195
- Business card
- Earn 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other business purchases
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening
- Pay in full card with flexibility to pay off eligible purchases over time with interest up to your Flex for Business limit. All other purchases must be paid in full each month
- Employee cards at no additional cost
Plum
CHARGE
CARD
- Annual fee is $250
- Business card
- Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date
- Enjoy the flexibility to pay in full each month or carry your balance for up to 60 days with no interest
- No Preset Spending Limit
Gold Card
CHARGE
CARD
- Annual fee is $325
- Rewards
- As high as 100,000 membership rewards points after you spend $6,000 in your first 6 months. Welcome offers vary and you may not be eligible for an offer
- Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
Business Gold
CHARGE
CARD
- Annual fee is $375
- Business card
- Rewards
- As high as 200,000 membership rewards points after you spend $15,000 on eligible purchases in the first 3 months. Welcome offers vary and you may not be eligible for an offer
- Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
- Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
- Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
Venture X Business
CHARGE
CARD
- Annual fee is $395
- Business card
- Rewards
- Earn 400,000 bonus miles: 200K miles once you spend $30K in the first 3 months, and an additional 200K miles once you spend $150K in the first 6 months.
- Receive an annual $300 credit for bookings through Capital One Travel
- Get 10,000 bonus miles every year, starting on your first anniversary.
- Priority Pass and Capital One Lounge access
- Hertz President's Circle status
- Up to a $120 statement credit on Global Entry or TSA PreCheck
Business Platinum
CHARGE
CARD
- Annual fee is $895
- Business card
- Rewards
- As high as 300,000 membership rewards points after you spend $20,000 in qualifying purchases within your first 3 months. Welcome offers vary and you may not be eligible for an offer
- Use Pay with Points for a flight with your selected qualifying airline through Amex Travel, and get 35% of those points back, up to 1,000,000 points back each calendar year
- Get up to $300 in statement credits semi-annually for up to a total of $600 per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
- Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline
Platinum Card
CHARGE
CARD
- Annual fee is $895
- Rewards
- As high as 175,000 membership rewards points after you spend $8,000 on purchases on your new card in your first 6 months. Welcome offers vary and you may not be eligible for an offer
- Pay your bill in full or pay the minimum amount due and use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
The Platinum Card from American Express Exclusively for Charles Schwab
CHARGE
CARD
- Annual fee is $895
- Rewards
- Earn 80,000 membership rewards points after spending $8,000 in your first 6 months
- Annual Schwab Appreciation Bonus
- Global Lounge Collection
- $200 Uber Cash, $120 Uber One Credit, $300 Digital Entertainment Credit, $600 Hotel Credit, $200 Airline Fee Credit, $400 Resy Credit, $209 CLEAR Plus Credit, $300 lululemon Credit, $100 Saks Credit
- Walmart+ Monthly Membership Credit
- The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account
The Platinum Card from American Express Exclusively for Morgan Stanley
CHARGE
CARD
- Annual fee is $895
- Rewards
- Earn 80,000 Membership Rewards points after you spend $8,000 on purchases on your new card in your first 6 months
- $895 Annual Engagement Bonus
- Global Lounge Collection
- $200 Uber Cash, $120 Uber One Credit, $300 Digital Entertainment Credit, $600 Hotel Credit, $200 Airline Fee Credit, $400 Resy Credit, $209 CLEAR Plus Credit, $300 lululemon credit, $100 Saks Credit
- Walmart+ Monthly Membership Credit
- The Morgan Stanley Cards from American Express are only available to clients who maintain an eligible Morgan Stanley brokerage account