Closed loop credit cards are intended for use with a specific merchant or family of merchants. These cards often have higher interest rates than most major credit cards. However, they are usually available to consumers with fair credit and rarely charge an annual fee. Many offer significant discounts on all purchases and special financing for large purchases.
Showing 99 cards
Ross Credit Card
American Eagle Real Rewards Credit Card
J.Crew Credit Card
Athleta Rewards Credit Card

APPAREL
- Regular purchase APR is 33.49%
- Earn 5X points at Gap, Banana Republic, Old Navy, and Athleta
- 20% off your first purchase within 14 days of account opening
- Free fast shipping on orders of $50 or more
- 100 Points = $1 Reward redeemable across our family of brands, no merchandise restrictions
- No annual fee
Banana Republic Rewards Credit Card

APPAREL
- Regular purchase APR is 33.49%
- Earn 5X points at Gap, Banana Republic, Old Navy, and Athleta
- 20% off your first purchase within 14 days of account opening
- Free fast shipping on orders of $50 or more
- 100 Points = $1 Reward redeemable across our family of brands, no merchandise restrictions
- No annual fee
Gap Good Rewards Credit Card

APPAREL
- Regular purchase APR is 33.49%
- Earn 5X points at Gap, Banana Republic, Old Navy, and Athleta
- 20% off your first purchase within 14 days of account opening
- Free fast shipping on orders of $50 or more
- 100 Points = $1 Reward redeemable across our family of brands, no merchandise restrictions
- No annual fee
Navyist Rewards Credit Card

APPAREL
- Regular purchase APR is 33.49%
- Earn 5X points at Gap, Banana Republic, Old Navy, and Athleta
- 30% off your first purchase within 14 days of account opening
- Free fast shipping on orders of $50 or more
- 100 Points = $1 Reward redeemable across our family of brands, no merchandise restrictions
- No annual fee
Ann Taylor Credit Card
Buckle Credit Card
Express Credit Card
Lands' End Credit Card

APPAREL
- Regular purchase APR is 35.99%
- 5X points online or in store at Lands' End
- Receive 50% off your first Lands' End credit card purchase at landsend.com at time of account opening
- Free standard shipping
- $50 off a Lands' End credit card order of $100 or more during your birthday month at Lands' End stores or Landsend.com
- No annual fee
Lane Bryant Credit Card

APPAREL
- Regular purchase APR is 35.99%
- $20 off your first qualifying purchase when you open and use your Lane Bryant Credit Card on the same day
- $10 reward for every 3,000 points. With bonus points events every month
- Birthday offer
- Free standard shipping on qualifying $75 purchases
- No annual fee
Maurices Credit Card
My Place Rewards Credit Card
Torrid Credit Card

APPAREL
- Regular purchase APR is 35.99%
- Earn 2X Torrid Cash on all qualifying purchases of $50
- Get an extra 30% off your first purchase when you open and use the Torrid Credit Card. Get $15 off on your next purchase of $50 or more
- Get an extra 5% off every purchase
- 3X Bonus Point events
- Get exclusive access to sales and offers
- No annual fee
Firestone Credit Card
Jiffy Lube Credit Card
Pep Boys Synchrony Car Care Credit Card
Tires Plus Credit Card
Volkswagen Service Credit Card
The Goodyear Credit Card

AUTO
- Regular purchase APR is 33.49%
- New cardmembers get $50 back on first qualifying purchase of $250 or more
- No Interest if paid in full within 6 months on purchases of $250 or more
- Also accepted at Exxon and Mobil stations nationwide
- Enjoy tire and service savings only available to card holders
- No annual fee
The Just Tires Credit Card
Big O Tires and Service Credit Card
Pro Xtra Credit Card
Target Credit Card
Sam's Club Credit Card
Lowe’s Advantage Card
The Home Depot Consumer Credit Card
OnePay Walmart Spend Card
Meijer Credit Card
Belk Rewards+ Credit Card
Neiman Marcus Credit Card

DEPT.
STORE
- Regular purchase APR is 29.74%
- Earn two InCircle points per dollar spent
- Get 5,000 InCircle bonus points when you make a purchase within 30 days of account opening
- 10,000 points earns you a $100 Point Card for shopping, with no merchandise exclusions
- Double point Day. Pick a day, earn double points
- No annual fee
Kohl's Credit Card

DEPT.
STORE
- Regular purchase APR is 29.99%
- Earn 7.5% in Kohl's rewards on Kohl’s purchases
- Get 40% off your first Kohl’s purchase made within 30 days of approval
- Monthly exclusive savings opportunities and a special anniversary offer every year
- Become an MVC (Most Valued Customer) when you spend $600 per year at Kohl's
- No annual fee
JCPenney Credit Card

DEPT.
STORE
- Regular purchase APR is 31.24%
- For each $1 spent on a qualifying purchase at JCPenney stores or jcp.com, you will receive 1 JCPenney rewards point up to the point maximum
- 20% off blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty
- 5% off Electronics and Innovative Gifts, Small Electrics, Modern Bride Design Your Dream Ring, and Smartwatches
- Special financing available on qualifying purchases for furniture, mattresses, fine jewelry and more
- Enjoy exclusive offers throughout the year with 100+ special savings days where JCPenney Credit Card members save more
- No annual fee
Nordstrom Card
TJX Rewards Credit Card
Dillard's Credit Card

DEPT.
STORE
- Regular purchase APR is 32.49%
- Earn 2X points at Dillard's
- Earn a 10% off Welcome Shopping Pass with your first statement when you make $100 in purchases with your Dillard's Credit Card at Dillard's on the day you're approved
- Get a Dillard's 10% off one-day shopping pass or $10 off rewards certificate for every 1,500 points earned
- Special financing offers on qualifying purchases
- No annual fee
Bloomingdale's Credit Card

DEPT.
STORE
- Regular purchase APR is 32.74%
- 10X points for Top of the List Unlocked. 4X points for Top of the List. 3X points for Loyallists. Get a $25 reward for every 5,000 points earned
- Get 25% off up to a total savings of $250 over the two days after account opening
- Free shipping every day
- Personal triple points days
- Exclusive storewide offers
- Personalized monthly offers
- No annual fee
Macy’s Credit Card

DEPT.
STORE
- Regular purchase APR is 32.74%
- Earn 5X, 3X, or 2X points at Macy's, depending on loyalty status
- Get up to 30% off on the day you’re approved, up to $100
- Star Money bonus days
- Member exclusives
- Special savings just for cardholders
- Birthday surprise
- Silver members get free shipping at $25, Gold and Platinum members get free shipping with no minimum
- No annual fee
Boscov's Credit Card

DEPT.
STORE
- Regular purchase APR is 33.49%
- Get 2X points on all purchases
- Receive 15% off your first day's purchases made within 30 days of account opening
- 15% off exclusive cardholder appreciation events
- Birthday bonus offer
- Earn 500 points when you register to manage your account online
- Special financing available in select departments
- No annual fee
Burlington Credit Card
Bealls Family of Stores Credit Card
Saks Card

DEPT.
STORE
- Regular purchase APR is 35.99%
- Up to 6X points at Saks
- Get 10% off your first day's purchases at Saks within 30 days of account opening
- Every 2500 points = a $25 SaksFirst gift card
- Exclusive access to to special offers, sales, and events
- Free standard shipping
- No annual fee
Sinclair Green Card
76 Credit Card

GAS
- Regular purchase APR is 29.99%
- Save 5 cents per gallon when you pay using your card in the mobile app. Save 3 cents per gallon when you use the card in the station or at the pump
- 6 months promotional financing available every day on purchases of $199 or more
- Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
- No annual fee
CITGO Rewards Card

GAS
- Regular purchase APR is 29.99%
- Earn 5 cents on every gallon in fuel statement credits at any CITGO location
- Earn 30 cents on every gallon of CITGO fuel, in CITGO Rewards, for the first 60 days
- Access to Synchrony Car Care for help with managing auto-related expenses, from everyday care to major repairs
- 6 months promotional financing available every day on purchases of $199 or more
- No annual fee
Conoco Credit Card

GAS
- Regular purchase APR is 29.99%
- Save 5 cents per gallon when you pay using your card in the mobile app. Save 3 cents per gallon when you use the card in the station or at the pump
- 6 months promotional financing available every day on purchases of $199 or more
- Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
- No annual fee
Phillips 66

GAS
- Regular purchase APR is 29.99%
- Save 5 cents per gallon when you pay using your card in the mobile app. Save 3 cents per gallon when you use the card in the station or at the pump
- 6 months promotional financing available every day on purchases of $199 or more
- Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
- No annual fee
Phillips 66 Aviation Credit Card

GAS
- Regular purchase APR is 29.99%
- Accepted at Phillips 66 Aviation FBOs nationwide
- Accepted nationwide at Phillips 66, Conoco®, and 76 fuel stations
- 6 months promotional financing available every day on purchases of $199 or more
- Synchrony Car Care acceptance. Use at over 1,000,000 auto merchant locations nationwide including parts, repair, services, and more
- No annual fee
Phillips 66 Commercial Credit Card
Techron Advantage Card
Valero Credit Card
Shell Fuel Rewards Card
Exxon Mobil Smart Card+

GAS
- Regular purchase APR is 33.24%
- Get 12 cents per gallon in instant savings on every gallon of Synergy Supreme+ premium gasoline or 10 cents per gallon on other grades of Synergy fuel purchased at the pump
- Get 5% back on on drinks, snacks, car washes and more. Savings earned as a statement credit on the first $1,200 in non-fuel purchases per year
- No annual fee
Amazon Secured Card
Yamaha Card
IKEA Projekt Credit Card
Bob's Discount Furniture Credit Card

SPECIALTY
RETAIL
- Regular purchase APR is 28.99%
- 9.99% APR for 60 months on any purchase of $1,999 or more
- 9.99% APR for 30 months on any purchase, no minimum amount required
- No Interest if paid in pull within 12 months for purchases of $499 or more
- No Interest if paid in pull within 6 months for purchases of $249 or more
- No annual fee
Cocoon by Sealy Credit Card
Menards BIG Card

SPECIALTY
RETAIL
- Regular purchase APR is 28.99%
- Earn a 2% rebate on all Menards purchases. 1% rebate on gas and merchandise at BIG Network partners like Speedway, Holiday, Kwik Trip, or Kwik Star
- Get an additional $10 rebate on the first $100 you spend on your BIG Card
- Special 6-month no-interest financing on purchases over $299 if paid in full in 6 months
- 12-month financing with equal payments at 0% APR on purchases over $599
- 48-month financing with equal payments at 5.99% APR on purchases over $1,500
- No annual fee
Tempur-Pedic Credit Card
Pottery Barn Key Rewards Card

SPECIALTY
RETAIL
- Regular purchase APR is 29.24%
- 5% back in rewards in stores across eight brands
- 5% back in rewards online across eight brands
- 10% back in rewards for your first 30 days
- 12-month promotional financing on purchases of $750 or more
- $25 birthday reward
- Free standard shipping
- No annual fee
The Key Rewards Card

SPECIALTY
RETAIL
- Regular purchase APR is 29.24%
- 5% back in rewards in stores across eight brands
- 5% back in rewards online across eight brands
- 10% back in rewards for your first 30 days
- 12-month promotional financing on purchases of $750 or more
- $25 birthday reward
- Free standard shipping
- No annual fee
West Elm Key Rewards Card

SPECIALTY
RETAIL
- Regular purchase APR is 29.24%
- 5% back in rewards in stores across eight brands
- 5% back in rewards online across eight brands
- 10% back in rewards for your first 30 days
- 12-month promotional financing on purchases of $750 or more
- $25 birthday reward
- Free standard shipping
- No annual fee
Williams Sonoma Key Rewards Card

SPECIALTY
RETAIL
- Regular purchase APR is 29.24%
- 5% back in rewards in stores across eight brands
- 5% back in rewards online across eight brands
- 10% back in rewards for your first 30 days
- 12-month promotional financing on purchases of $750 or more
- $25 birthday reward
- Free standard shipping
- No annual fee
Amazon Store Card

SPECIALTY
RETAIL
- Regular purchase APR is 29.99%
- 5% back on Amazon purchases (with an eligible Prime membership)
- Get a $60 Amazon Gift Card instantly upon approval
- 0% APR if paid in full within 6 months on purchases of $150 or more
- 0% APR if paid in full within 12 months on purchases of $600 or more
- 0% APR if paid in full within 24 months on select purchases of $800 or more
- No annual fee
Bassett Credit Card
Blue Nile Credit Card
CareCredit Credit Card
Lenovo Credit Card
Rooms To Go Credit Card
Sweetwater Card
The Container Store Credit Card

SPECIALTY
RETAIL
- Regular purchase APR is 29.99%
- No interest if paid in full within 6 months on purchases of $199 or more
- No interest if paid in full within 12 months on purchases of $500 or more
- No interest if paid in full within 24 months on purchases of $3,000 or more
- No annual fee
My Best Buy Credit Card
Sephora Credit Card

SPECIALTY
RETAIL
- Regular purchase APR is 32.00%
- Earn 4% back in rewards at Sephora. Earn 2X Beauty Insider points at Sephora
- 25% off your first card purchase at Sephora within 30 days of account opening
- Yearly birthday gift
- Free shipping
- Access to exclusive rewards
- No annual fee
Ulta Beauty Rewards Credit Card
At Home Insider Perks Credit Card
Crate & Barrel Credit Card
HSN Card
myWalgreens Credit Card
QVC QCard
ScoreRewards Credit Card
ShopHQ Credit Card
Tractor Supply Company Personal Credit Card

SPECIALTY
RETAIL
- Regular purchase APR is 32.49%
- 5% in rewards on Tractor Supply purchases
- Get a $20 reward with first qualifying purchase of $20 or more
- 6 months no interest if paid in full on purchases of $199 or more
- 12 months no interest if paid in full on purchases of $399 or more
- 3.99% APR for 36 months on purchases of $1,599 or more
- No annual fee
Academy Sports + Outdoors Credit Card
Harbor Freight Credit Card
Fleet Rewards Credit Card
Wayfair Credit Card
BrandSource Credit Card
Floor & Decor Credit Card

SPECIALTY
RETAIL
- Regular purchase APR is 34.99%
- 10% off (up to $200) on your first purchase of $299 or more
- No interest if paid in full within 18 months on purchases of $1,999 or more
- No interest if paid in full within 12 months on purchases of $999 or more
- No interest if paid in full within 6 months on purchases of $299 or more
- 6.99% APR for 48 months on purchases of $2,500 or more
- No annual fee
Shane Co. Credit Card
B&H Payboo Credit Card
Explorewards Credit Card
GameStop Pro Credit Card
Michaels Credit Card
Petco Pay Credit Card
Victoria's Secret Credit Card
Zales Credit Card

SPECIALTY
RETAIL
- Regular purchase APR is 35.99%
- Zero Interest if paid in full within 6 months on purchases of $300 or more
- Zero Interest if paid in full within 12 months on purchases of $750 or more
- Zero Interest if paid in full within 18 months on purchases of $3000 or more
- Zero Interest if paid in full within 24 months on purchases of $5000 or more
- 36 month special financing on purchases of $1500 or more
- Additional benefits for cardholders also enrolled in Vault Rewards
- No annual fee
































































