Cards that require excellent credit (typically a FICO score of 740 or above) offer the lowest interest rates, the most generous rewards, and the most attractive welcome bonuses. However, a card isn’t necessarily the best fit for your portfolio just because it’s marketed primarily to those with stellar credit. You can be selective and choose a card that offers exactly what you’re looking for. With excellent credit, you have the highest likelihood of approval when you find a card that suits your needs.
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SDFCU Premium Cash Back+
Navy Federal cashRewards
Upgrade Cash Rewards
EXCELLENT CREDIT
- Regular purchase APR is 14.99% to 29.99%
- Earn 1.5% cash back on card purchases when you pay them back
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade Life Rewards
EXCELLENT CREDIT
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- Pay your balances in full early each month and avoid interest with EarlyPay
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade OneCard
EXCELLENT CREDIT
- Regular purchase APR is 14.99% to 29.99%
- Get 3% cash back on everyday purchases, 2% on everything else
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- You control how you pay for your purchases: Pay Now with no interest, or Pay Later
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade Triple Cash Rewards
EXCELLENT CREDIT
- Regular purchase APR is 14.99% to 29.99%
- Unlimited 3% cash back on payments when you make purchases in home, auto, and health categories. 1% cash back on all other purchases
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Kinecta MyPerks
Preferred Cash Rewards Visa Signature Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 15.90% to 27.90%
- 1.5% cash back on purchases. No category restrictions
- Earn 3% cash back on qualifying purchases for your first year on the first $15,000 you spend. After your first year, earn unlimited 1.5% cash back
- You can qualify to get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 purchases in the prior calendar month
- No annual fee
PNC Cash Rewards Visa Signature Business
BECU Cash Back Visa
Citizens Everyday Points Business Mastercard
Wells Fargo Signify Business Cash
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.99% to 24.99%
- Earn unlimited 2% cash rewards on purchases for your business, without caps or spending categories
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months
- No annual fee
Blue Business Cash
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.99% to 26.99%
- 2% cash back on purchases up to $50k per calendar year. 1% cash back on other eligible purchases thereafter
- Earn a $250 statement credit after you spend $3,000 in your first 3 months
- No annual fee
Blue Business Plus
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.99% to 26.99%
- 2X points on purchases up to $50k per calendar year. 1X points on purchases thereafter
- Earn 15,000 membership rewards points after you spend $3,000 in your first 3 months
- No annual fee
Business Advantage Customized Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 7 months
- Regular purchase APR is 16.99% to 26.99%
- Earn 3% cash back in the category of your choice. Earn 2% cash back on dining purchases. 1% cash back on all other purchases
- Get a $300 cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier
- No annual fee
Business Advantage Unlimited Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 7 months
- Regular purchase APR is 16.99% to 26.99%
- Earn unlimited 1.5% cash back on all purchases
- Get a $300 cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier.
- No annual fee
Spark 1.5% Cash Select
UMB Direct Cash
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.24% to 25.24%
- 0% APR on balance transfers for 12 months
- Earn 1.5 cash back points per dollar spent on all purchases
- Get 15,000 bonus points when you spend $1,500 in the first 90 days of account opening
- Deposit your cash back into a UMB Checking or Savings account and use 10% fewer points when compared to redeeming for a statement credit
- No annual fee
M&T Business Rewards Credit Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.49% to 24.49%
- 0% APR on balance transfers for 12 months
- Earn 2% cash back on all purchases for your first year, then 1.5% cash back thereafter
- Earn 2% cash back on all purchases for your first year
- Add employee cards at no additional cost
- No annual fee
Bank of America Customized Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- Earn 3% cash back plus 3% first-year cash back bonus in the category of your choice. Automatic 2% cash back at grocery stores and wholesale clubs. Unlimited 1% cash back on all other purchases
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- No annual fee
Bank of America Unlimited Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- Earn unlimited 1.5% cash back on all purchases
- Earn unlimited 2% cash back on purchases for the first year from account opening. Plus, get a $200 cash rewards bonus after making $1,000 in purchases in the first 90 days
- Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase
- No annual fee
Bank of America Unlimited Cash Rewards for Students
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- Earn unlimited 1.5% cash back on all purchases
- Earn 2% cash back on purchases for the first year from account opening. Plus, get an online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- Bank of America Preferred Rewards members earn 25%-75% more cash back on every purchase
- No annual fee
Susan G. Komen Customized Cash Rewards Credit Card
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases
- 6% cash back in the category of your choice for the first year. Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- No annual fee
PenFed Power Cash Rewards
First Hawaiian Bank Priority Unlimited
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 18.00%
- 2% cash back for customers with an additional qualifying FHB account (otherwise, 1.5% cash back)
- $150 bonus statement credit after spending $1,500 within the first 3 months after account opening
- No annual fee
Hancock Whitney Visa Platinum
EXCELLENT CREDIT
- 0% APR on purchases for 7 months
- Regular purchase APR is 18.24% to 23.24%
- 0% APR on balance transfers for 7 months
- Earn 1 point or 1% cash back for every $1 you spend on eligible purchases
- Earn 10,000 bonus points when you spend $2,000 on eligible purchases within the first 90 days
- No annual fee
Pinnacle World Mastercard Rewards
Instacart Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 18.24% to 27.74%
- Earn 5% cash back on Instacart.com and Instacart app purchases on your first $6,000 spent annually, and on Chase Travel purchases. 2% back at restaurants, gas stations, and on select streaming. 1% back on all other purchases
- Get a $50 Instacart credit automatically upon approval
- No annual fee
Ink Business Cash
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.49% to 24.49%
- 5% cash back on the first $25k in purchases at office supply stores and on internet, cable and phone services each year. 2% back on the first $25k in purchases at gas stations and restaurants each year. 1% back on all other purchases
- $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
- Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
- Employee cards at no additional cost
- No annual fee
Ink Business Unlimited
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.49% to 24.49%
- Earn unlimited 1.5% cash back rewards on every purchase made for your business
- $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
- Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards
- Employee cards at no additional cost
- No annual fee
Chase Freedom Flex
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.49% to 27.99%
- 0% APR on balance transfers for 15 months
- Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% on travel purchased through Chase Travel, 3% on dining and drug stores, and 1% on all other purchases
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months
- Earn 2% total cash back on Lyft rides through September 30, 2027
- Get 6 months of complimentary access to DashPass
- No annual fee
Chase Freedom Unlimited
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.49% to 27.99%
- 0% APR on balance transfers for 15 months
- Earn 5% cash back on travel purchased through Chase travel, 3% on dining and drugstore purchases, and 1.5% on all other purchases
- Earn a $300 bonus after you spend $500 on purchases in the first 3 months from account opening
- Earn 2% total cash back on Lyft rides through September 30, 2027
- Get 6 months of complimentary access to DashPass
- No annual fee
Gesa Cash Rewards Card
Amazon Visa
EXCELLENT CREDIT
- Regular purchase APR is 18.74% to 27.49%
- Earn unlimited 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases. 2% back at gas stations, restaurants, and on local transit. 1% back on all other purchases
- A $60 Amazon Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application
- No annual fee
Prime Visa
EXCELLENT CREDIT
- Regular purchase APR is 18.74% to 27.49%
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership. 2% back at gas stations, restaurants, and on local transit. 1% back on all other purchases
- Prime members get a $250 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application
- Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com
- No annual fee
Wells Fargo Active Cash
Wells Fargo Attune Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.74% to 28.74%
- Earn unlimited 4% cash rewards on self-care, select sports, entertainment, and recreation, and on impactful purchases. Earn 1% cash rewards on other purchases
- Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months
- No annual fee
Upromise World Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 18.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 1.529% cash back rewards on your purchases when your account is linked to an eligible college savings plan. Earn 1.25% cash back rewards on your purchases if your account is not linked to a college savings plan.
- Earn $300 bonus cash back rewards after spending $1,000 on purchases in the first 90 days
- Get up to $250 in cash back rewards per calendar year on eligible gift card purchases at MyGiftCardsPlus
- Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards
- No annual fee
Quicksilver
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.99% to 28.99%
- 0% APR on balance transfers for 15 months
- Earn 1.5% cash back on every purchase
- Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening. Plus, get a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year
- Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide.
- No annual fee
Savor
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.99% to 28.99%
- 0% APR on balance transfers for 12 months
- Earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel. 3% cash back at grocery stores, on dining, entertainment, and popular streaming services. 1% cash back on all other purchases
- Earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. Plus, get a $100 credit towards flights, stays, and rental cars booked through Capital One Travel during your first cardholder year
- Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
- No annual fee
Associated Bank Business Cash Preferred Card
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.24% to 28.24%
- 0% APR on balance transfers for 6 months
- 3% cash back on eligible purchases at gas stations, cell phone service providers, office supply stores and on dining. 1% cash back on all other eligible net purchases
- $25 cash back bonus reward applied to your account after your first purchase
- $100 annual software credit applied every year to your account after 11 consecutive monthly software transactions
- No annual fee
U.S. Bank Triple Cash Rewards Visa Business Card
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 19.24% to 28.24%
- 0% APR on balance transfers for 15 months
- Earn 3% cash back on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants. Plus, earn 1% cash back on all other eligible purchases
- Earn $500 in cash back when you spend $4,500 in the first 150 days of opening your account
- Earn an annual $100 statement credit for recurring software subscription expenses
- No annual fee
Citi Custom Cash
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 19.24% to 29.24%
- 0% APR on balance transfers for 15 months
- Earn 5% cash back on your highest eligible spend category each billing cycle up to $500 spent, and 1% cash back thereafter on all other purchases
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening
- No annual fee
Citi Double Cash
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 29.24%
- 0% APR on balance transfers for 18 months
- Earn 2% cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening
- No Caps and No Category Restrictions
- Redeem your points for cash back as a statement credit, direct deposit or check.
- No annual fee
KeyBank Business Cash Rewards Card
Regions Cash Rewards Visa Signature Credit Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.24% to 29.24%
- 0% APR on balance transfers for 12 months
- Earn 1.5% cash rewards on all qualifying purchases
- You can earn $100 in bonus cash rewards when your net purchases in the first 90 days total at least $500, and an additional $100 in bonus cash rewards when those net purchases total at least $1,000
- No annual fee
TD Business Solutions
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 29.24%
- Earn 1% cash back on purchases and get an extra 1% cash back when you redeem into an eligible TD Bank deposit account
- Earn $250 cash back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
- No annual fee
M&T Visa Signature Credit Card
Commerce Bank toggle
Blue Cash Everyday
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 19.74% to 28.74%
- 0% APR on balance transfers for 15 months
- 3% on on up to $6,000 per year on gas, groceries, and online retail. 1% on other purchases
- Earn $200 back after you spend $2,000 in your first 6 months
- Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your card
- No annual fee
Schwab Investor Card from American Express
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.74% to 28.74%
- 1.5% cash back automatically deposited into your eligible Schwab account
- Earn a $200 statement credit after spending $1,000 in the first 3 months
- No annual fee
- The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account
Associated Bank Visa Max Cash Preferred Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- 5% cash back on two categories you choose (first $2,000 spent each quarter). 2% unlimited cash back on one everyday category of your choice. 1% unlimited cash back on all other eligible purchases
- $150 bonus awarded after you spend $500 within first 90 days of account opening
- No annual fee
U.S. Bank Cash+ Visa Signature Card
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 15 months
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 2% cash back on one everyday category. 1% cash back on all other eligible purchases
- Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening
- Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall
- No annual fee
State Farm Premier Cash Rewards Visa Signature Card
EXCELLENT CREDIT
- Regular purchase APR is 20.24% to 29.99%
- 3% cash back on insurance premium payments, up to $4,000 annually. 2% cash back at gas and EV charging stations, drugstores, grocery stores, and on dining. 1% cash back on all other purchases
- Earn a $150 cash back bonus by spending $500 in the first 90 days
- No annual fee
TD Cash
EXCELLENT CREDIT
- Regular purchase APR is 20.24% to 30.24%
- 0% APR on balance transfers for 12 months
- Earn 3% cash back on dining, 2% cash back at grocery stores, and 1% cash back on all other purchases
- Earn $150 cash back when you spend $500 within 90 days after account opening
- No annual fee
TD Double Up
EXCELLENT CREDIT
- Regular purchase APR is 20.24% to 30.24%
- 0% APR on balance transfers for 15 months
- Earn 1% cash back on purchases and get an extra 1% cash back when you redeem into an eligible TD Bank deposit account
- Earn $100 cash back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening
- Annual fee is $0
AARP Essential Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 20.49% to 29.99%
- 0% APR on balance transfers for 15 months
- Earn unlimited 3% cash back on gas and drug store purchases (excluding Target and Walmart). Earn unlimited 2% cash back on eligible medical expenses. Earn unlimited 1% cash back on all other purchases
- Earn a $100 cash back bonus after spending $500 on purchases in the first 90 days
- No annual fee
AARP Travel Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 20.49% to 29.99%
- 0% APR on balance transfers for 15 months
- Earn unlimited 3% cash back on airfare, hotel stays, and car rentals. Earn unlimited 2% cash back on restaurant purchases. Earn unlimited 1% cash back on all other purchases
- Earn a $100 cash back bonus after spending $500 on purchases in the first 90 days
- No annual fee
BMO Cash Back Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 28.24%
- 0% APR on balance transfers for 12 months
- Get 5% cash back on eligible streaming, cable TV and satellite services. 3% cash back on eligible gas and grocery purchases. 1% cash back on all other eligible purchases
- Get a $200 cash back bonus when you spend $2,000 within 3 months of opening your account
- Get $400 cell phone protection coverage when you charge your monthly wireless telephone bill to your card
- No annual fee
Evergreen by FNBO
The Bank of Missouri Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 18.24% to 26.24%
- 3% cash back on travel and dining, 2% cash back on groceries, gasoline and drug stores, 1% cash back on everything else
- Earn a $500 cash back bonus when you spend $5000 in the first 3 months
- No annual fee the first year, then $95
Blue Cash Preferred
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.74% to 28.74%
- 0% APR on balance transfers for 12 months
- 6% cash back on groceries and streaming subscriptions, 3% cash back on gas and transit, 1% cash back on other purchases
- Earn $250 back after you spend $3,000 in the first 6 months
- $120 Disney Streaming Credit. Get up to a $10 monthly statement credit after using your card for a subscription purchase at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites
- No annual fee the first year, then $95
Morgan Stanley Blue Cash Preferred Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.74% to 28.74%
- 0% APR on balance transfers for 12 months
- 6% cash back at US supermarkets (up to $6,000 per year), 6% on select US streaming subscriptions, 3% on gas and transit, and 1% on other purchases
- Earn $250 back after you spend $3,000 in purchases within the first 6 months
- Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year
- Get up to a $10 monthly statement credit for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Plus.espn.com U.S. websites
- No annual fee the first year, then $95
- The Morgan Stanley Cards from American Express are only available to clients who maintain an eligible Morgan Stanley brokerage account
U.S. Bank Shopper Cash Rewards Visa Signature Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 6% cash back on your first $1,500 in combined purchases each quarter with two retailers you choose. 3% back on your first $1,500 in your choice of one everyday category. 1.5% back on all other purchases
- Get a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
- No annual fee the first year, then $95
Ink Business Preferred
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 26.24%
- Earn 3 points per $1 on the first $150k spent each year on shipping; social media and search engine ads; internet, cable, and phone services; and travel. Earn unlimited 1 point per $1 spent on all other purchases
- 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
- Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Employee cards at no additional cost
- Annual fee is $95
U.S. Bank Business Leverage Visa Signature Card
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 26.24%
- Earn 2% cash back in the top two categories where you spend the most each month automatically and 1% cash back per dollar spent on all other eligible purchases
- Earn $750 in rewards when you spend $7,500 in eligible purchases within the first 120 days of opening your account
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay Plan
- No annual fee the first year, then $95
Spark 2% Cash
Spark 2% Cash Plus
EXCELLENT CREDIT
- Charge card
- Earn unlimited 2% cash back for your business on every purchase
- Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months
- Earn an additional $2,000 bonus for every $500,000 spent in the first year
- Get your $150 annual fee refunded every year you spend at least $150,000
- Annual fee is $150
Ink Business Premier
EXCELLENT CREDIT
- Charge card
- Earn 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other business purchases
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening
- Pay in full card with flexibility to pay off eligible purchases over time with interest up to your Flex for Business limit. All other purchases must be paid in full each month
- Employee cards at no additional cost
- Annual fee is $195
PNC BusinessOptions Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 16.24% to 22.24%
- Revolve Option earns 1.5% cash back on net purchases. Pay-In-Full Option earns 1% cash back on net purchases
- Earn a $750 statement credit when you make at least $25,000 in qualifying purchases during the first three billing cycles following account opening
- The amount of the annual fee is based on the annual total of net purchases made for the previous 12 billing cycles
- Choose one of three rewards programs: cash rebates, PNC points, or travel rewards
- Points program earns 5 points for every $1 of qualifying purchases
- No annual fee the first year, then $0 to $500
Mission Fed Preferred Platinum
Banner Bank TruRewards Mastercard
Banner Bank World Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 9.99% to 13.99%
- Rewards
- Receive 4,000 points when you activate your card
- Earn 4 points on every $1 you spend on qualifying purchases
- Get 10,000 annual bonus points with $10,000 spent in a calendar year
- No annual fee
- In-branch application required
Mission Fed Preferred Platinum Rewards
EXCELLENT CREDIT
- Regular purchase APR is 10.90% to 17.90%
- Rewards
- Get 20,000 bonus points when you make $1,000 in purchases in the first 90 days
- 1.99% intro APR for 12 months on purchases posted within the first 90 days
- Earn 1x points for every $1 in purchases
- No annual fee
Patelco Points Rewards World Mastercard
First Tech Platinum Rewards Mastercard
First Tech Choice Rewards World Mastercard
USALLIANCE Visa Classic
Navy Federal GO REWARDS
EXCELLENT CREDIT
- Regular purchase APR is 14.24% to 18.00%
- Rewards
- Earn 10,000 bonus points when you spend $1,000 in the first 90 days
- 1.99% intro APR on purchases for 6 months from account opening
- Card may be issued on either the Visa or Mastercard networks
- No annual fee
Navy Federal More Rewards American Express Card
Platinum Plus Mastercard Business
EXCELLENT CREDIT
- 0% APR on purchases for 7 months
- Regular purchase APR is 14.99% to 25.99%
- Get a $300 online cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening
- Get employee cards at no additional cost to you and with credit limits you set
- No annual fee
Zions Bank Amazing Rate Business Credit Card
PNC Travel Rewards Visa Business
Business Advantage Travel Rewards World Mastercard
EXCELLENT CREDIT
- 0% APR on purchases for 7 months
- Regular purchase APR is 16.99% to 26.99%
- Rewards
- Earn 30,000 bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening
- You can earn up to 75% more points on every purchase if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier
- No annual fee
Spark 1.5X Miles Select
UMB Simply Rewards
UMB Travel Select
KeyBank Business Rewards Card
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.24% to 27.24%
- 0% APR on balance transfers for 6 months
- Rewards
- Earn $200 worth of bonus points when you spend $1,000 in the first 60 days when you have a qualifying KeyBank checking account
- Earn up to 10 points per dollar spent
- No annual fee
Disney Visa
EXCELLENT CREDIT
- Regular purchase APR is 17.49% to 26.49%
- Rewards
- $150 statement credit after you spend $500 on purchases in the first 3 months from account opening
- 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase
- Save 10% on select purchases at DisneyStore.com
- Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort
- Get one-year complimentary DashPass membership
- No annual fee
Simmons Rewards Visa Signature
Bank of America Travel Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- Rewards
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- No annual fee
Bank of America Travel Rewards for Students
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- Rewards
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- No annual fee
Celebrity Cruises Visa Signature
Norwegian Cruise Line World Mastercard
Royal Caribbean Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 17.74% to 27.74%
- Rewards
- Get 30,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening
- $50 Discount on Royal Caribbean's Air2Sea program after making at least $3,500 in card purchases within the first 90 days of account opening
- No annual fee
Sandals Visa Signature
EXCELLENT CREDIT
- 0% APR on purchases for 7 months
- Regular purchase APR is 17.74% to 27.74%
- Rewards
- Get 40,000 bonus points after making at least $2,000 in purchases within the first 90 days of account opening
- Redeem your WorldPoints reward points for discounts at Sandals or Beaches resorts, or for cash and gift cards from top retailers
- No annual fee
Barnes & Noble Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 17.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn a $25 Barnes & Noble gift card after your first purchase or balance transfer
- Automatically receive a $25 Barnes & Noble gift card every time you earn 2,500 points
- Earn 12 months of Barnes & Noble Membership if you spend $7,500 per year on eligible purchases
- No annual fee
Logix Platinum Rewards Mastercard
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.99%
- Rewards
- Earn 10,000 bonus points when you spend $2,500 the first 90 days
- Earn 1.5, 2 or even 3 points per dollar with your Logix Relationship Rewards status
- No annual fee
- Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
- Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness
PenFed Platinum Rewards
Amazon Business Card
Amazon Business Prime Card
REI Co-op Mastercard
U.S. Bank Altitude Go Visa Signature Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.24% to 29.24%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 20,000 bonus points when you spend $1,000 in the first 90 days.
- $15 streaming service credit after 11 months of streaming purchases
- No annual fee
First Horizon Bank Visa Signature
Truist Enjoy Travel
EXCELLENT CREDIT
- Regular purchase APR is 18.49% to 27.49%
- Rewards
- 20,000 bonus miles after you spend $1,500 within 90 days of account opening
- A statement credit up to $85 for TSA PreCheck or Global Entry fee is awarded once every four years
- Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your rewards for travel through the rewards program
- Annual fee is $0
Slate Edge
EXCELLENT CREDIT
- 0% APR on purchases for 18 months
- Regular purchase APR is 18.49% to 28.49%
- 0% APR on balance transfers for 18 months
- Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months
- You will automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary
- Get 6 months of complimentary access to DashPass
- No annual fee
FNB SmartRewards Credit Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.74% to 26.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn double points on purchases for the first 90 days from account opening
- Earn 1 point per $1 in qualifying purchases with no earning limit
- No annual fee
- Not available in all geographic locations
Citi Rewards+
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.74% to 28.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening
- Earn 1 ThankYou Point per $1 spent on all other purchases
- Round up to the nearest 10 points on every purchase
- Get 10% points back when you redeem, up to the first 100,000 points redeemed per year.
- No annual fee
One Key Card
EXCELLENT CREDIT
- Regular purchase APR is 18.74% to 28.74%
- Rewards
- Earn $400 in OneKeyCash after you spend $1,000 on purchases in the first 3 months
- Automatic Silver tier. Get savings of 15% or more on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year
- No annual fee
Wells Fargo Autograph Card
Carnival World Mastercard
Holland America Line Rewards Visa Card
Princess Cruises Rewards Visa
VentureOne
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.99% to 28.99%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months. Plus, get a $100 credit towards flights, stays, and rental cars booked through Capital One Travel during your first cardholder year
- Enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
- No annual fee
Marriott Bonvoy Bold
PlayStation Visa
Associated Bank Business Real Rewards Card
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 19.24% to 28.24%
- 0% APR on balance transfers for 6 months
- Rewards
- Earn 2,500 bonus rewards points after your first purchase
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases
- No annual fee
Ameriprise Visa Signature
EXCELLENT CREDIT
- 0% APR on purchases for 9 months
- Regular purchase APR is 19.24% to 29.24%
- 0% APR on balance transfers for 9 months
- Rewards
- Earn 10,000 bonus rewards points after you spend $1,000 on eligible everyday purchases in the first 90 days of account opening
- Earn 1 rewards point for every $1 spent in eligible net purchases
- No annual fee
M&T Visa Credit Card with Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.49% to 23.49%
- 0% APR on balance transfers for 12 months
- Rewards
- 10,000 bonus points after $500 in purchases made in the first 90 days from account opening
- Earn 1 point per $1 spent on every purchase, no earning cap
- No annual fee
Capital Vacations World Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- 5,000 bonus rewards after making your first purchase
- 0% promotional APR for the first 6 billing cycles on all qualifying Capital Vacations Club down payment purchases
- Get 5% of your rewards back every time you redeem, as a bonus to use toward your next redemption
- 3-night Capital Vacations Resort Stay Certificate after spending $10,000 in net purchases each calendar year
- No annual fee
RCI Elite Rewards World Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 5,000 bonus rewards after your first purchase
- Get 5% Rewards back every time you redeem, as a bonus to use toward your next redemption
- Earn a $250 USD Vacation Credit after spending $10,000 in net purchases each calendar year
- No annual fee
Wyndham Rewards Earner Card
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days
- 0% APR on all Wyndham Timeshare Purchases for six billing cycles
- Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases
- Automatically receive a Wyndham Rewards GOLD member level
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- No annual fee
Xbox Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 29.99%
- Rewards
- Earn 5,000 bonus card points after making your first purchase within the first 180 days of account opening
- Earn two 3-month Game Pass Ultimate codes when you spend $7,000 within your first 12 months
- Earn 3 months of Game Pass Ultimate for new Game Pass members after making your first purchase within 180 days
- Redeem your card points on eligible purchases at xbox.com, Microsoft.com, on console, and in-game
- Get 3 months of Spotify Premium Individual after your first purchase
- No annual fee
Delta SkyMiles Blue
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 10,000 bonus miles after spending $1,000 in purchases on your new card in your first 6 months
- 20% back on in-flight purchases
- Pay with Miles. Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com
- No annual fee
Hilton Honors
Associated Bank Visa Everyday Rewards+ Credit Card
JetBlue Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Cash + Points. Pay for your flight with almost any combination of dollars and TrueBlue points
- No annual fee
Priceline VIP Rewards Visa
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.99%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn a $200 statement credit after your first purchase. Plus, earn 5,000 points after spending $500 in the first 90 days
- Automatic VIP Gold Status
- Up to $120 Global Entry or TSA PreCheck application fee credit each anniversary year if you spend $10,000 on purchases
- Earn a $50 cruise statement credit when you make a Priceline cruise booking
- No annual fee
United Gateway
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.99% to 28.49%
- Rewards
- Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open
- Earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months
- Earn 2 checked bags after you spend $10,000 in a calendar year
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights
- No annual fee
Choice Privileges Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.74%
- Rewards
- Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months
- Automatic Gold Elite membership. Receive 10 Elite night credits qualifying for at least Gold level status each calendar year
- Earn 10% bonus points every time you book a qualifying stay at Choice hotels
- No annual fee
CLUB Business Card
BMO Business Platinum Rewards Mastercard
EXCELLENT CREDIT
- 0% APR on purchases for 9 months
- Regular purchase APR is 20.49% to 29.49%
- 0% APR on balance transfers for 9 months
- Rewards
- Get a 50,000 rewards points bonus when you spend $5,000 within 3 months of account opening. Get another 50,000 points when you spend $50,000 within 12 months of account opening
- No annual fee
HSBC Premier
BMO Platinum Rewards Mastercard
American Airlines AAdvantage MileUp Card
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 29.99%
- Rewards
- Earn 10,000 American Airlines AAdvantage bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
- Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
- 25% savings on inflight food and beverage purchases
- No annual fee
Cardless LATAM Airlines Mastercard
Drury Rewards Visa
IKEA Visa Credit Card
GM Business Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 22.49% to 32.49%
- Rewards
- Earn 100,000 bonus points after spending $5,000 in the first 5 months of account opening
- 0% introductory APR for the first 9 billing cycles from the transaction date on all qualifying GM purchases greater than $499 made within 30 days from account opening
- 0% promotional APR for the first 6 billing cycles from the transaction date on all qualifying GM purchases greater than $499 made after 30 days from account opening
- Complimentary employee cards
- No annual fee
GM Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 22.49% to 32.49%
- Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening
- 0% introductory APR for the first 9 billing cycles from the transaction date on all qualifying GM purchases greater than $499 made within 30 days from account opening
- 0% promotional APR for the first 6 billing cycles from the transaction date on all qualifying GM purchases greater than $499 made after 30 days from account opening
- No annual fee
myWalgreens Mastercard
MGM Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 25.24%
- Rewards
- 10,000 bonus points when you spend $1,000 in the first 3 billing cycles after your account is opened
- Automatic upgrade to MGM Rewards Pearl Level status
- 10% bonus on points and MGM Rewards Points for your gaming spend
- Free parking at participating MGM Rewards Destinations
- Priority hotel check-in at MGM Rewards Destinations
- No annual fee
Verizon Visa Card
EXCELLENT CREDIT
- Regular purchase APR is 26.99% to 30.99%
- Rewards
- Get a $100 statement credit when you spend $1,000 within the first 90 days
- No annual fee
- You must be a Verizon Wireless customer who is the account owner manager and have 12 phone lines maximum (depending on plan) to be eligible to apply. Verizon business accounts and prepaid accounts aren’t eligible to apply
Pottery Barn Key Rewards Visa
The Key Rewards Visa
West Elm Key Rewards Visa
Williams Sonoma Key Rewards Visa
Kohl's Rewards Visa
EXCELLENT CREDIT
- Regular purchase APR is 29.99%
- Rewards
- Get 40% off your first Kohl’s purchase made within 30 days of approval
- Monthly exclusive savings opportunities and a special anniversary offer every year
- Become an MVC (Most Valued Customer) when you spend $600 per year at Kohl’s
- No annual fee
Shell Fuel Rewards Mastercard
myWalgreens Credit Card
Dillard's Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 32.74%
- Rewards
- Earn a 10% off Welcome Shopping Pass with your first statement when you make $100 in purchases with your Dillard's Credit Card at Dillard's on the day you're approved
- Earn 1,500 points for your choice of 10% off one-day shopping pass or $10 off rewards certificate
- No annual fee
Athleta Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 33.49%
- Rewards
- 20% off your first purchase at the Gap family of brands within 14 days of account opening
- Free Fast Shipping on all online orders $50 or more
- 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
- No annual fee
Banana Republic Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 33.49%
- Rewards
- 20% off your first purchase at Banana Republic within 14 days of account opening
- Free fast shipping on all online orders $50 or more
- 100 points = $1 reward redeemable across our family of brands, no merchandise restrictions
- No annual fee
Gap Good Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 33.49%
- Rewards
- Receive 20% off your first purchase at Gap within 14 days of account opening
- Free fast shipping on all online orders $50 or more
- 100 Points = $1 Reward redeemable across our family of brands, no merchandise restrictions
- No annual fee
Navyist Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 33.49%
- Rewards
- 30% off your first purchase at Old Navy within 14 days of account opening
- Free Fast Shipping on all online orders $50 or more
- 100 Points = $1 Reward redeemable across the Gap family of brands, no merchandise restrictions
- No annual fee
Navy Federal Visa Signature Flagship Rewards
EXCELLENT CREDIT
- Regular purchase APR is 15.24% to 18.00%
- Rewards
- Earn 35,000 bonus points when you spend $3,000 within 90 days of opening your account. Plus, you’ll get a year of free Amazon Prime
- Receive statement credits (up to $100) for Global Entry or TSA Pre-Check
- Get a 1.99% intro APR on purchases for 9 months from when you open the account
- Annual fee is $49
Disney Premier Visa
EXCELLENT CREDIT
- Regular purchase APR is 17.49% to 26.49%
- Rewards
- $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening
- 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase
- Save 10% on select purchases at DisneyStore.com
- Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort
- Get one-year complimentary DashPass membership
- Annual fee is $49
Truist Business Travel Rewards
EXCELLENT CREDIT
- Regular purchase APR is 17.49% to 26.49%
- Rewards
- 20,000 bonus miles when you spend $2,000 within 90 days of account opening
- Receive up to $85 statement credit per organization every 4 years towards TSA PreCheck or Global Entry application fee reimbursement
- Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel
- No annual fee the first year, then $49
First Hawaiian Bank Priority Destinations World Elite
Allways Rewards Visa
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- Earn 30,000 Bonus Points after you make $1,500 or more in purchases within the first 90 days of account opening
- Complimentary priority check-in, priority boarding, and one free beverage every time you fly Allegiant
- Buy one, get one free airfare offer anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary
- Annual fee is $59
Sun Country Airlines Visa Signature Card
EXCELLENT CREDIT
- Regular purchase APR is 20.24% to 28.24%
- Rewards
- Earn 25,000 points when you spend $1,500 or more in the first three billing cycles after the account is opened
- 1 free premium drink per flight
- 50% off seat selections and first bag
- Priority boarding on Sun Country flights
- 10,000 point anniversary bonus when you spend $10,000 or more during each 12 billing cycle period
- Annual fee is $69
Atmos Rewards Visa Signature Business Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- Earn 60,000 bonus points and a $99 companion fare when you spend $4,000 in the first 90 days
- Earn a 10% rewards bonus on all points earned if your company has an eligible Bank of America small business account
- Get a $99 companion fare each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
- Free checked bag and preferred boarding benefits
- Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- Get $100 off an annual Alaska Lounge+ Membership
- Annual fee is $70
- Annual fee is $70 for the company, plus $25 per card
First Tech Odyssey Rewards World Elite Mastercard
Wyndham Rewards Earner Plus Card
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 45,000 bonus points after spending $1,000 on purchases in the 90 days
- 0% APR on all Wyndham Timeshare Purchases for six billing cycles
- Receive 7,500 bonus points each anniversary year
- Automatic Wyndham Rewards PLATINUM level benefits
- Enjoy a cardmember booking discount
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- Annual fee is $75
Free Spirit Travel More World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- Earn 50,000 bonus points plus a $100 companion flight voucher after making at least $1,000 in purchases within the first 90 days of account opening
- Enjoy two free checked bags as a primary cardholder
- Receive a $100 companion flight voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year
- Enjoy priority check-in plus Group 2 priority boarding on all flights. Get a 25% rebate on all inflight food and beverage purchases when you pay with your card
- Annual fee is $79
BMO Premium Rewards Mastercard
Cardless TAP Miles&Go American Express Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 28.24%
- Rewards
- Earn 60,000 bonus miles after spending $2,500 in the first 90 days
- Preferred boarding
- Two passes per year to the TAP Premium Lounge at Lisbon Airport
- Check an extra bag on your TAP Air Portugal flights, twice per year
- For every 5 miles earned with your card, earn 1 Status Mile, up to 10k per Annual Qualification period
- Annual fee is $79
U.S. Bank FlexPerks Gold American Express Card
SDCCU Visa Signature
TD First Class
Air France KLM World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- Get 50,000 bonus miles after you make $2,000 or more in purchases within the first 90 days
- 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
- 60 XP (Experience Points) upon approval. 20 XP every year on your account anniversary. Earn an additional 40 XP on after you spend $15,000 or more on purchases within the anniversary year
- Annual fee is $89
Breeze Easy Visa
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 40,000 Bonus BreezePoints after spending $1,000 on purchases within the first 90 days
- Earn up to 2X on No Flex Fares
- Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases
- Group 1 priority boarding when traveling on flights operated by Breeze Airways
- Complimentary Inflight WiFi
- Annual fee is $89
Miles & More World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 50,000 miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days
- Receive two complimentary Lufthansa Business Lounge Vouchers annually
- Receive a companion ticket after each account anniversary
- Redeem miles for flight tickets from the entire Lufthansa Group and Star Alliance network
- Once each calendar year, you can convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points
- Annual fee is $89
PenFed Pathfinder Rewards
EXCELLENT CREDIT
- Regular purchase APR is 17.99%
- 0% APR on balance transfers for 12 months
- Rewards
- 50,000 bonus points when you spend $3000 in the first 90 days
- Annual fee waived for existing PenFed Honors Advantage Members
- $100 annual domestic air ancillary travel statement credit
- $100 Global Entry or $85 TSA Pre-check statement credit
- Complimentary Priority Pass airport lounge annual membership
- Annual fee is $95
USAA Eagle Navigator Visa Signature Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 18.90% to 27.15%
- Rewards
- Earn 30,000 bonus points after spending $3,000 on qualifying purchases within 90 days of account opening
- Up to $120 TSA PreCheck or Global Entry credit every four years
- Annual 10,000 bonus points after booking hotel or car through the USAA Rewards Center
- Annual fee is $95
Aer Lingus Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
- Every calendar year you make purchases of $30,000, you'll receive an economy companion ticket good for 12 months
- Priority Boarding for you and any authorized users
- Annual fee is $95
British Airways Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
- Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
- Up to $600 Reward Flight statement credits
- Earn a Travel Together Ticket every calendar year you make $30,000 in purchases
- Annual fee is $95
Iberia Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Get a 10% discount on airfare
- Annual fee is $95
Marriott Bonvoy Boundless
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- Earn 3 Free Night awards after spending $3,000 on eligible purchases within 3 months of account opening
- Free Night Award every year after your account anniversary
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend
- Receive 15 Elite Night Credits each calendar year
- Automatically receive Silver Elite Status each calendar year
- Path to Gold Status when you spend $35,000 on purchases each calendar year
- Annual fee is $95
World of Hyatt Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- 30,000 bonus points after you spend $3,000 in your first 3 months. Up to 30,000 more bonus points by earning 2X points in the first 6 months on purchases that normally earn 1 point, on up to $15,000 spent
- Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Plus, an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year
- Automatic World of Hyatt Discoverist status
- Receive 5 qualifying night credits towards your next tier status every calendar year
- Earn 2 additional qualifying night credits every time you spend $5,000 on your card
- Annual fee is $95
Chase Sapphire Preferred
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 27.74%
- Rewards
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
- Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel
- Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year
- Earn 5X total points on Lyft rides through September 30, 2027
- Earn 5X total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027
- Get a complimentary DashPass membership for 12 months
- Annual fee is $95
Atmos Rewards Ascent Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- Receive a 30% global flight discount code for a qualifying future flight after account opening. Earn 60,000 bonus points and a $99 companion fare after spending $3,000 in the first 90 days
- Free checked bag and preferred boarding for you and up to 6 guests on the same reservation
- Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- Get $100 off an annual Alaska Lounge+ Membership
- Get a $99 companion fare each account anniversary after you spend $6,000 within the prior anniversary year
- Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America account
- Annual fee is $95
Bank of America Premium Rewards
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- 60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening
- 1.5 points per $1 spent on all other purchases
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases
- Get up to $100 in Airport Security Statement Credits for TSA PreCheck or Global Entry application fees, every four years
- Annual fee is $95
Aeroplan Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.24%
- Rewards
- Earn 75,000 points after you spend $4,000 in the first 3 months. Earn another 25,000 points after you spend $20,000 in the first 12 months
- 500 bonus points for every $2,000 you spend in a calendar month, up to 1,500 points per month
- New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
- Free first checked bags
- Annual fee is $95
Wells Fargo Autograph Journey Card
Wyndham Rewards Earner Business Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- Rewards
- Earn 45,000 bonus points after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.
- 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
- Automatic DIAMOND level benefits
- Receive 15,000 bonus points each anniversary year
- Cardmember booking discount
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- Annual fee is $95
Choice Privileges Select Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.74%
- Rewards
- Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
- Automatic Platinum Elite membership. Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year
- Earn 25% bonus points every time you book and stay at a qualifying Choice hotel
- Earn 30,000 bonus points every account anniversary
- Enroll in a Trusted Traveler Program (such as Global Entry or TSA PreCheck) and receive one statement credit up to $120 every four years
- No annual fee the first year, then $95
Venture
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.99%
- Rewards
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months
- Receive a $50 experience credit on every Lifestyle Collection stay
- Receive up to a $120 credit for Global Entry or TSA PreCheck
- Annual fee is $95
U.S. Bank Business Altitude Connect World Elite Mastercard
Associated Bank Smart Business Rewards Card
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 26.24%
- Rewards
- Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening
- Earn 2 points in your top 2 spend categories each month, automatically. Earn 1 point on all other eligible purchases
- No annual fee the first year, then $95
Citi Premier
U.S. Bank Altitude Connect Visa Signature Card
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 29.24%
- Rewards
- Earn 50,000 bonus points when you spend $2,000 in the first 120 days
- $30 streaming service credit after 11 months of streaming purchases
- Complimentary Priority Pass Select membership
- Up to $100 TSA PreCheck or Global Entry reimbursement
- No annual fee the first year, then $95
Spark 2X Miles
Wander
Business Green Rewards
First Hawaiian Bank United Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 18.00%
- Rewards
- 30,000 bonus United miles after spending $1,500 within the first 3 months after opening a new account
- 1st and 2nd checked bags free
- Receive a statement credit of 25% on inflight purchases
- No annual fee the first year, then $99
- Available for Guam and CNMI residents only
One Key+ Card
EXCELLENT CREDIT
- Regular purchase APR is 18.74% to 28.74%
- Rewards
- Earn $600 in OneKeyCash after you spend $3,000 on purchases in the first 3 months
- Automatic Gold tier. Get savings of 20% or more on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year
- Get $100 in OneKeyCash each year upon your cardholder anniversary
- Receive one statement credit up to $120 for a Trusted Traveler Program, such as Global Entry or TSA PreCheck
- Annual fee is $99
IHG One Rewards Premier
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months
- Automatic Platinum Elite status
- Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
- Free Night earned each account anniversary year
- Redeem 3 nights, get 4th night free
- Diamond Elite status each calendar year you make purchases totaling $40,000 or more
- Annual fee is $99
Southwest Rapid Rewards Plus
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 27.99%
- Rewards
- Earn 85,000 bonus points after you spend $3,000 in the first 3 months from account opening
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation
- 3,000 points every year on your Cardmember anniversary
- Receive a 10% promo code each year on your Cardmember anniversary
- 10,000 Companion Pass qualifying points boost each year
- 25% back on inflight purchases
- Annual fee is $99
Associated Bank Visa Travel Rewards+ Credit Card
Emirates Skywards Rewards World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
- Enjoy Emirates Silver tier membership during your first year, and retain your tier status by spending $20,000 each cardmembership year
- Receive 25% savings when you buy Skywards Miles for yourself or gift miles
- Annual fee is $99
Frontier Airlines World Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Rewards
- Earn 50,000 travel miles after spending $500 and paying the annual fee in full within 90 days
- Unlock instant Elite Gold status after first purchase with your card, in the first 90 days of account opening
- Two free checked bags on Frontier Flights
- Free seat upgrades with Elite Gold status
- Earn a $100 flight voucher every account anniversary after spending $2,500 or more during your card membership year
- Priority boarding allows cardmembers to enjoy Group 4 boarding
- Annual fee is $99
JetBlue Business Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- Rewards
- Earn 60,000 bonus points after spending $2,000 and paying the annual fee in full, both within the first 90 days
- Free first checked bag for you and up to 3 companions
- Receive a 50% savings on eligible inflight purchases
- Earn 5,000 bonus points every year after your account anniversary
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package with your card
- Group A boarding on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $99
JetBlue Plus Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days
- Get 10% of your points back as a bonus after you redeem for and travel on a JetBlue operated Award Flight
- Earn 5,000 bonus points every year after your account anniversary
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more
- 50% inflight savings on eligible food and drink purchases
- Free first checked bag for you and up to 3 eligible travel companions on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $99
Virgin Red Rewards Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 27.99%
- Rewards
- Earn 60,000 bonus points when you spend $4,000 in your first 90 days
- Get 5,000 Virgin Points every year you renew
- Earn up to two perks each cardholder year. Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two
- Add a card for a loved one and earn 2,500 Virgin Points
- Earn 25 Tier Points for $2,500 of qualifying spend, up to 50 Tier Points a month
- Book two nights at a Virgin Hotel, get a third night free
- Annual fee is $99
Cardless LATAM Airlines World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 28.24%
- Rewards
- Earn 40,000 LATAM Pass Miles after spending $2,500 in the first three months
- Earn Qualifying Points as you spend, making it possible to reach LATAM Pass Elite status with fewer flights
- Upgrade coupons
- LATAM Airlines Lounge passes
- Annual fee is $99
Citi AAdvantage Platinum Select World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 29.99%
- Rewards
- Earn 50,000 American Airlines AAdvantage bonus miles after making $2,500 in purchases within the first 3 months of account opening
- Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
- First checked bag free on domestic American Airlines itineraries for you and up to 4 companions
- Preferred boarding on American Airlines flights
- 25% savings on inflight food and beverage
- No annual fee the first year, then $99
CitiBusiness AAdvantage Platinum Select Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 29.99%
- Rewards
- Earn 65,000 American Airlines AAdvantage bonus miles after making $4,000 in purchases within the first 4 months of account opening
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- Earn an American Airlines Companion Certificate for domestic main cabin travel after you spend $30,000 or more in purchases each cardmembership year and cardmembership is renewed
- First checked bag free on domestic itineraries
- Preferred boarding
- 25% savings on inflight food and beverage
- 25% savings on inflight Wi-Fi
- No annual fee the first year, then $99
IHG One Rewards Premier Business
EXCELLENT CREDIT
- Regular purchase APR is 21.49% to 28.49%
- Rewards
- Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months
- Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year
- Platinum Elite status
- Enjoy a reward night after each account anniversary year at IHG hotels worldwide
- Enjoy a reward night when you redeem points for a four-night consecutive IHG hotel stay
- Annual fee is $99
Southwest Rapid Rewards Premier Business
EXCELLENT CREDIT
- Regular purchase APR is 21.49% to 28.49%
- Rewards
- Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open
- 6,000 anniversary points each year
- 2 EarlyBird Check-Ins each year
- 25% back on inflight purchases
- Unlimited tier qualifying points
- Employee cards at no additional cost
- Annual fee is $99
United Business Card
EXCELLENT CREDIT
- Regular purchase APR is 21.74% to 28.74%
- Rewards
- Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months
- Free first checked bag
- Earn a $100 United travel credit after qualifying flight purchases
- 2 United Club one-time passes each year
- 25% back on United inflight and Club premium drink purchases
- Priority boarding
- Employee cards at no additional cost
- Annual fee is $99
SKYPASS Visa Signature Business Card
SKYPASS Visa Signature Card
Marriott Bonvoy Business
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 75,000 Marriott Bonvoy points after you spend $6,000 in the first 6 months. Earn an extra 50,000 points after you spend an additional $3,000 in the first 6 months
- 7% Marriott Bonvoy Room Rate Discount
- Receive 1 Free Night Award every year after your card renewal month. Plus, earn an additional Free Night Award after you spend $60K in a calendar year
- Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
- Complimentary Marriott Bonvoy Gold Elite status
- Annual fee is $125
Southwest Rapid Rewards Premier
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 27.99%
- Rewards
- Earn 85,000 bonus points after you spend $3,000 in the first 3 months from account opening
- 6,000 points every year on your cardmember anniversary
- First checked bag free for cardmembers and up to 8 additional passengers
- 25% back on inflight purchases
- Receive a 15% promo code each year on your cardmember anniversary
- 0,000 Companion Pass qualifying points boost each year
- Annual fee is $149
Ameriprise Premier Visa Signature
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 29.24%
- Rewards
- Earn 15,000 bonus rewards points after you spend $1,500 on eligible everyday purchases in the first 90 days of account opening
- Earn 1.5 Rewards Points for every $1 spent in eligible net purchases
- Annual fee waived for Achiever Circle Elite members
- Up to $100 statement credit on travel purchases after you spend $24,000 in eligible net purchases each year
- Annual fee is $150
Delta SkyMiles Gold
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 50,000 bonus miles after you make $2,000 in purchases on your new card within the first 6 months
- $200 Delta Flight Credit. After you spend $10,000 in purchases on your card in a calendar year, receive a $200 Delta flight credit to use toward future travel
- Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app
- Annual statement credit of up to $100 after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com
- Check your first bag free on Delta flights
- 20% back on in-flight purchases
- No annual fee the first year, then $150
Delta SkyMiles Gold Business
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 60,000 bonus miles after spending $4,000 in purchases in your first 6 months
- $200 Delta flight credit after you spend $10K in purchases in a calendar year
- First Checked Bag Free
- Zone 5 Priority Boarding
- 15% off Award Travel
- 20% back on in-flight purchases
- $150 Delta Stays credit
- No annual fee the first year, then $150
Hilton Honors Surpass
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 155,000 Hilton Honors bonus points after you spend $3,000 in purchases in the first 6 months
- Complimentary Hilton Honors Gold status
- Spend $40,000 on eligible purchases in a calendar year and you can earn Hilton Honors Diamond status
- Earn a free weekend night reward from Hilton Honors after you spend $15,000 on eligible purchases in a calendar year
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio. That's up to $200 in statement credits annually
- Complimentary National Car Rental Emerald Club Executive status
- Annual fee is $150
United Explorer
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.49%
- Rewards
- Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
- Free first checked bag
- 2 United Club one-time passes per year
- Priority boarding
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year
- Up to $120 as a statement credit for Global Entry, TSA Precheck or NEXUS every 4 years
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights
- Over $500 in annual partner credits
- No annual fee the first year, then $150
Green Card
EXCELLENT CREDIT
- Charge card
- Rewards
- Earn 40,000 membership rewards points after you spend $3,000 in your first 6 months
- Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership with your card
- Annual fee is $150
Truist Enjoy Beyond
EXCELLENT CREDIT
- Regular purchase APR is 18.49% to 27.49%
- Rewards
- 30,000 bonus points after you spend $1,500 within 90 days of account opening
- Receive up to $100 annual travel experience statement credit for items such as ground transport, streaming services, and ticket agencies
- Up to $100 statement credit for TSA PreCheck or Global Entry fee awarded once every four years
- Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
- Annual fee is $195
Hilton Honors Business
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 175,000 Hilton Honors bonus points after you spend $8,000 in the first 6 months
- Complimentary Hilton Honors Gold Status. Spend $40,000 on eligible purchases in a calendar year and you can earn an upgrade to Diamond status
- Get up to $240 back each year on eligible purchases made directly with a property in the Hilton portfolio, with up to $60 in statement credits per quarter
- Complimentary National Car Rental Emerald Club Executive status
- Annual fee is $195
Southwest Rapid Rewards Performance Business
EXCELLENT CREDIT
- Regular purchase APR is 21.49% to 28.49%
- Rewards
- Earn 80,000 points after you spend $5,000 on purchases within the first 3 months of account opening
- 9,000 anniversary points each year
- Four upgraded boardings per year when available
- Up to 365 InFlight WiFi credits per year
- Employee cards at no additional cost
- Annual fee is $199
World of Hyatt Business Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 21.49% to 28.49%
- Rewards
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 on purchases in your first 6 months
- Employee cards at no additional cost
- Annual fee is $199
Southwest Rapid Rewards Priority
EXCELLENT CREDIT
- Regular purchase APR is 19.49% to 27.99%
- Rewards
- Earn 85,000 bonus points after you spend $3,000 in the first 3 months from account opening
- 7,500 points every year on your cardmember anniversary
- Complimentary Preferred seat at booking
- First checked bag free for cardmembers and up to 8 additional passengers in the same reservation
- Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually
- 10,000 Companion Pass qualifying points boost each year
- 25% back on inflight purchases
- Annual fee is $229
Marriott Bonvoy Bountiful
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.74%
- Rewards
- Earn 85,000 bonus points after you spend $4,000 in purchases in your first 3 months from your account opening
- Automatic Gold Elite benefits
- Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy
- Free Night Award every calendar year, after $15,000 in spend
- Receive 15 Elite Night Credits each calendar year
- Annual fee is $250
Marriott Bonvoy Bevy
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 85,000 bonus points after you spend $5,000 in the first 6 months
- Earn 1,000 bonus points per paid eligible stay booked directly with Marriott Bonvoy for properties participating in Marriott Bonvoy
- With complimentary Marriott Bonvoy Gold Elite status, earn up to 2.5X points on eligible hotel purchases with the 25% Bonus Points on stays benefit
- Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
- Annual fee is $250
Gold Card
EXCELLENT CREDIT
- Charge card
- Rewards
- As high as 100,000 membership rewards points after you spend $6,000 in your first 6 months. Welcome offers vary and you may not be eligible for an offer
- Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- Annual fee is $325
Delta SkyMiles Platinum
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 60,000 Bonus Miles after spending $3,000 in your first 6 months
- Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart
- Earn $1 Medallion Qualification Dollar for each $20 in purchases
- Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app
- Annual fee is $350
Delta SkyMiles Platinum Business
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 70,000 Bonus Miles after you spend $6,000 in your first 6 months
- Annual companion certificate
- MQD Headstart and MQD Boost
- 15% off Award Travel
- First checked bag free
- Zone 5 Priority Boarding
- Fee Credit for Global Entry or TSA Precheck
- Annual fee is $350
United Quest
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.49%
- Rewards
- Earn 70,000 bonus miles and 1,000 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open
- Earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months
- 10,000-mile anniversary discount to use toward an eligible award flight
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year
- Free first and second checked bags
- Earn 2 global Economy Plus seat upgrades after spending $40,000 each calendar year
- Over $850 in annual partner credits
- Annual fee is $350
Business Gold
EXCELLENT CREDIT
- Charge card
- Rewards
- As high as 200,000 membership rewards points after you spend $15,000 on eligible purchases in the first 3 months. Welcome offers vary and you may not be eligible for an offer
- Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
- Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
- Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
- Annual fee is $375
Associated Bank Visa Reserve Rewards+ Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- Rewards
- 50,000 reward bonus points when you spend $4,500 within the first 90 days
- $100 travel credit when you book through the Rewards Center
- Up to $240 in statement credits for categories like sports and fitness, personal care, entertainment, streaming services, and dining
- Complimentary Priority Pass Select membership
- $60 Priority Wine Pass credits
- TSA PreCheck or Global Entry credit
- Annual fee is $390
Atmos Rewards Summit Visa Infinite Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- Earn 80,000 bonus points and a 25,000 point Global Companion Award when you spend $4,000 in the first 90 days
- Receive a 25,000 point Global Companion Award on every account anniversary
- Receive a 100,000 point Global Companion Award annually after spending $60,000 or more on purchases that year
- Free checked bag and preferred boarding for you and up to 6 guests on the same reservation
- Boost your Atmos Rewards membership status with 10,000 status points on your account anniversary each year.
- Receive 8 Alaska Lounge passes every calendar year
- Receive up to a $120 Airport Security Statement Credit every four years in connecton with TSA PreCheck or Global Entry trusted traveler programs
- Receive a $50 Instant Travel Delay Credit for flight cancellations or departure delays of 2 hours
- Enjoy waived fees for same-day confirmed Alaska flight changes
- Annual fee is $395
Venture X
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.99%
- Rewards
- Earn 100,000 bonus miles once you spend $10,000 on purchases within the first 6 months from account opening
- 10,000 miles anniversary bonus
- Up to $300 back as statement credits for bookings through Capital One Travel
- Up to a $120 credit on Global Entry or TSA PreCheck
- Access to Capital One Lounge and Landing locations, and to Priority Pass lounges
- Annual fee is $395
HSBC Elite
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 25.24%
- Rewards
- Earn 50,000 rewards bonus points after spending $4,000 in the first 3 months of account opening
- Up to $400 per year in travel credits for all airfare, hotels and car rentals booked through HSBC Travel
- You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey
- Transfer your points into any of the Rewards for Miles partner loyalty programs
- An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 Luxury gifts per year
- Take 3 rides per month and receive a $5 Lyft App credit
- Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores
- Annual fee is $395
- To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship
Venture X Business
EXCELLENT CREDIT
- Charge card
- Rewards
- Earn 400,000 bonus miles: 200K miles once you spend $30K in the first 3 months, and an additional 200K miles once you spend $150K in the first 6 months.
- Receive an annual $300 credit for bookings through Capital One Travel
- Get 10,000 bonus miles every year, starting on your first anniversary.
- Priority Pass and Capital One Lounge access
- Hertz President's Circle status
- Up to a $120 statement credit on Global Entry or TSA PreCheck
- Annual fee is $395
U.S. Bank Altitude Reserve Visa Infinite Card
EXCELLENT CREDIT
- Regular purchase APR is 22.24% to 29.24%
- Rewards
- Earn 50,000 bonus points when you spend $4,500 in the first 90 days of account opening
- Up to $325 in annual credits for eligible travel purchases and dining, takeout and restaurant delivery purchases
- Complimentary 12-month Priority Pass Select membership that gives access to more than 1,300 VIP lounges worldwide
- Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay plan
- Annual fee is $400
Citi AAdvantage Executive World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 21.24% to 29.99%
- Rewards
- Earn 100,000 American Airlines AAdvantage bonus miles after making $10,000 in purchases within the first 3 months of account opening
- Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases
- Earn 10,000 additional Loyalty Points after you spend $40,000 in purchases during the qualifying status year
- Enjoy Admirals Club Membership, including access to nearly 50 lounge locations worldwide.
- First checked bag free on domestic American Airlines itineraries for you and up to 8 travel companions
- Enjoy priority check-in, priority airport screening (where available) and priority boarding privileges for you and up to eight travel companions on the same reservation
- Receive a statement credit up to $100 every 5 years as reimbursement for your application for Global Entry or TSA PreCheck
- 25% savings on inflight food and beverage purchases
- Annual fee is $450
United Club Business Card
EXCELLENT CREDIT
- Regular purchase APR is 21.74% to 28.74%
- Rewards
- Earn 75,000 bonus miles plus 1,000 Premier qualifying points after $5,000 on purchases in the first 3 months your account is open
- United Club Membership
- Free first and second check bags
- Premier Access travel services
- Employee cards at no additional cost
- Annual fee is $450
SKYPASS Select Visa Signature Card
EXCELLENT CREDIT
- Regular purchase APR is 23.24% to 29.99%
- Rewards
- Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
- Save 5% on Korean Air Available for you and a companion 2X annually
- Get a $200 statement credit on travel purchases annually
- Up to $100 TSA PreCheck or Global Entry application fee statement credit
- 2 $25 Duty Free Coupons annually
- Earn 5,000 Bonus Miles after spending $15,000 annually
- Earn 10,000 Bonus Miles after spending $35,000 annually
- Annual fee is $450
Emirates Skywards Premium World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
- Enjoy Emirates Gold tier membership during your first year, and retain your tier status by spending $40,000 each cardmembership year
- Earn 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year
- Receive 25% savings when you buy Skywards Miles for yourself or gift miles
- Receive an automatic statement credit for the cost of one Global Entry or TSA PreCheck application fee every five years – up to $120
- Priority Pass Select lounge access
- Annual fee is $499
JetBlue Premier Card
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Rewards
- Earn 80,000 bonus points plus 5 tiles after spending $5,000 and paying the annual fee in full within the first 90 days
- Group A boarding on JetBlue-operated flights
- Free first checked bag for you and up to 3 eligible travel companions
- Earn up to $300 in statement credits on TrueBlue Travel purchases per calendar year
- Earn 5,000 bonus points each year after your JetBlue Premier Card account anniversary
- Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Priority Pass Select - access over 1,500 lounges
- Global Entry or TSA PreCheck - up to $120 application fee statement credit every 4 years
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $499
Bank of America Premium Rewards Elite
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 27.74%
- Rewards
- 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening
- Earn unlimited 1.5 points per dollar on all other purchases.
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- Receive up to $300 annually in Airline Incidental Statement Credits for qualifying purchases
- Receive up to $150 annually for lifestyle conveniences including video streaming services, food delivery, fitness subscriptions and rideshare services
- Receive up to $120 in statement credits for Global Entry or TSA PreCheck application fees, every four years
- Save 20% on domestic or international airfare for any class when you pay with points
- Enjoy free unlimited access to airport lounges and experiences worldwide with up to 4 complimentary Priority Pass Select Memberships
- Complimentary 24/7 Full-Service Concierge to book your travel, dinner reservations, event tickets and more
- Annual fee is $550
Hilton Honors Aspire
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 175,000 Hilton Honors bonus points after you spend $6,000 in purchases within your first 6 months
- Complimentary Hilton Honors Diamond status
- Enjoy up to $200 in statement credits semi-annually on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors Aspire Card
- Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal
- Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through AmexTravel.com
- Receive up to $209 in statement credits per calendar year after you pay for your CLEAR Plus Membership with the card
- Annual fee is $550
Delta SkyMiles Reserve
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 70,000 bonus miles after you spend $5,000 in purchases on your new card in your first 6 months
- Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart
- Earn $1 Medallion Qualification Dollar for each $10 in purchases made on your card
- Delta SkyMiles Reserve American Express Card Members enjoy 15 Visits each Medallion Year to the Delta Sky Club when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your card during a calendar year
- Annual fee is $650
Delta SkyMiles Reserve Business
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 80,000 bonus miles after you spend $12,000 in purchases in your first 6 months
- $240 Resy credit, $120 rideshare credit, and up to $250 Delta Stays statement credit
- Enjoy a Companion Certificate each year after renewal
- Medallion Qualification Dollars (MQD) Boost
- Hertz President's Circle Status
- Complimentary Delta Sky Club, The Centurion Lounge, and Escape Lounge access
- Annual Companion Certificate
- 15% off Award Travel
- First checked bag free, Zone 5 Priority Boarding, and Complimentary Upgrade list
- Fee Credit for Global Entry or TSA PreCheck
- Annual fee is $650
Marriott Bonvoy Brilliant
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.74%
- Rewards
- Earn 100,000 bonus points after you spend $6,000 in the first 6 months
- Get up to $300 in statement credits each year (up to $25 per month) for eligible purchases at restaurants worldwide
- Receive one free night award every year after your card renewal month
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available upon check-in
- Each calendar year after spending $60,000 on eligible purchases, you will be eligible to select a Brilliant Earned Choice Award benefit
- Annual fee is $650
United Club
EXCELLENT CREDIT
- Regular purchase APR is 19.99% to 28.49%
- Rewards
- Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening
- United Club membership
- Free first and second checked bags
- Earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months.
- Earn a 10,000-mile award flight discount after $20,000 in purchases
- Over $875 in annual partner credits
- Annual fee is $695
Chase Sapphire Reserve
EXCELLENT CREDIT
- Regular purchase APR is 19.74% to 28.24%
- Rewards
- Earn 125,000 points after you spend $6,000 in purchases in the first 3 months from account opening
- Up to $300 in statement credits for travel purchases each account anniversary year
- Up to $500 credit for stays with The Edit
- Complimentary IHG One Rewards Platinum Elite Status
- Priority Pass Select membership
- Receive one statement credit of up to $120 every four years on Global Entry, TSA PreCheck, or NEXUS
- Partner perks from Apple, DoorDash, Lyft, OpenTable, Peloton, and StubHub
- Annual fee is $795
Business Platinum
EXCELLENT CREDIT
- Charge card
- Rewards
- As high as 300,000 membership rewards points after you spend $20,000 in qualifying purchases within your first 3 months. Welcome offers vary and you may not be eligible for an offer
- Use Pay with Points for a flight with your selected qualifying airline through Amex Travel, and get 35% of those points back, up to 1,000,000 points back each calendar year
- Get up to $300 in statement credits semi-annually for up to a total of $600 per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
- Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline
- Annual fee is $895
Platinum Card
EXCELLENT CREDIT
- Charge card
- Rewards
- As high as 175,000 membership rewards points after you spend $8,000 on purchases on your new card in your first 6 months. Welcome offers vary and you may not be eligible for an offer
- Pay your bill in full or pay the minimum amount due and use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- Annual fee is $895
The Platinum Card from American Express Exclusively for Charles Schwab
EXCELLENT CREDIT
- Charge card
- Rewards
- Earn 80,000 membership rewards points after spending $8,000 in your first 6 months
- Annual Schwab Appreciation Bonus
- Global Lounge Collection
- $200 Uber Cash, $120 Uber One Credit, $300 Digital Entertainment Credit, $600 Hotel Credit, $200 Airline Fee Credit, $400 Resy Credit, $209 CLEAR Plus Credit, $300 lululemon Credit, $100 Saks Credit
- Walmart+ Monthly Membership Credit
- Annual fee is $895
- The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account
The Platinum Card from American Express Exclusively for Morgan Stanley
EXCELLENT CREDIT
- Charge card
- Rewards
- Earn 80,000 Membership Rewards points after you spend $8,000 on purchases on your new card in your first 6 months
- $895 Annual Engagement Bonus
- Global Lounge Collection
- $200 Uber Cash, $120 Uber One Credit, $300 Digital Entertainment Credit, $600 Hotel Credit, $200 Airline Fee Credit, $400 Resy Credit, $209 CLEAR Plus Credit, $300 lululemon credit, $100 Saks Credit
- Walmart+ Monthly Membership Credit
- Annual fee is $895
- The Morgan Stanley Cards from American Express are only available to clients who maintain an eligible Morgan Stanley brokerage account
SDCCU Cash Rewards Visa Platinum
WaFd Bank Cash Back Rewards Visa
Cashback Rewards Plus American Express Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 15.90% to 27.90%
- 0% APR on balance transfers for 15 months
- 5% cash back on your first $3,000 in combined gas station and military base purchases yearly. 2% cash back on your first $3,000 in grocery purchases yearly. Unlimited 1% cash back on all other qualifying purchases
- No annual fee
Huntington Voice Business Credit Card
BECU Business Visa with Cash Rewards
Teamster Privilege Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.90% to 26.74%
- 0% APR on balance transfers for 12 months
- Earn 1.5% cash back on every purchase
- After 3 months as a cardholder, you may be eligible for hardship grants
- Exclusive discounts for cardholders and their families
- No annual fee
Union Plus Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.90% to 26.74%
- 0% APR on balance transfers for 12 months
- Earn 1.5% cash back on every purchase
- After 3 months as a cardholder, you may be eligible for hardship grants
- Exclusive discounts for cardholders and their families
- No annual fee
Golden 1 Member Cash Rewards+
Alliant Cashback Visa Signature
Discover it Cash Back
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.24% to 28.24%
- 0% APR on balance transfers for 15 months
- Earn 5% cash back on everyday purchases at different places each quarter. 1% cash back on all other purchases
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- No annual fee
Discover it Chrome
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.24% to 28.24%
- 0% APR on balance transfers for 15 months
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% cash back on all other purchases
- Discover will automatically match all the cash back you've earned at the end of your first year
- No annual fee
Discover it NHL
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.24% to 28.24%
- 0% APR on balance transfers for 15 months
- Earn 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- No annual fee
Fifth Third Simply Business Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.24% to 28.24%
- 0% APR on balance transfers for 12 months
- 1.67% unlimited cash back for every $1 in purchases
- No annual fee
- To apply for this product the applicant must be a current Fifth Third checking or savings customer with account open for at least 90 days
Huntington Cashback Credit Card
Synovus Cash Rewards Visa
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.49% to 24.99%
- 0% APR on balance transfers for 6 months
- 3% cash back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice. 3% cash back on dining. 1% cash back on all eligible purchases with no cap
- No annual fee
Truist Business Cash Rewards
EXCELLENT CREDIT
- 0% APR on purchases for 9 months
- Regular purchase APR is 17.49% to 26.49%
- 3% cash back on gas. 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month. 1% cash back on all other eligible purchases
- 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account
- No annual fee
WSFS Bank Cash Back Visa
First Citizens Cash Rewards Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 18.24% to 27.24%
- 0% APR on balance transfers for 12 months
- 1.5% cash back on every $1 you spend
- Reward dollars post to your account daily
- Use points to get reimbursed for travel you book on your own terms or a recent purchase with the Pay Me Back redemption option
- No annual fee
SoFi Credit Card
Capital on Tap Business Credit Card
Truist Enjoy Cash
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.49% to 27.49%
- Option 1: 3% cash back on gas, 2% on utilities and groceries, 1% on all other purchases. Option 2: 1.5% cash back on all eligible purchases
- Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
- No annual fee
Fifth Third 1% Cash/Back Card
Citizens Private Client World Elite Mastercard
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 27.24%
- 2% cash back on everything you buy
- TSA Pre-Check or Global Entry fee rebate
- Airport lounge access at over 1,300 global airports
- No annual fee
- In order to qualify for this product, you must be a Citizens Private Client Checking customer
State Farm Business Cash Rewards Visa Signature Card
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.24% to 28.24%
- 0% APR on balance transfers for 12 months
- 3% cash back on insurance premium payments, up to $4,000 annually. 3% cash back at gas and EV charging stations, cell phone service providers, office supply stores, and on dining. 1% cash back on all other purchases
- Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases
- No annual fee
PNC Cash Rewards Visa
EXCELLENT CREDIT
- Regular purchase APR is 19.24% to 30.24%
- 0% APR on balance transfers for 12 months
- Earn 4% cash back on gas, 3% cash back on dining, and 2% cash back on groceries for the first $8,000 in combined purchases annually. Earn at least 1% cash back on all other purchases
- No annual fee
Synchrony Premier World Mastercard
Commerce Bank Special Connections
EXCELLENT CREDIT
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.49% to 30.49%
- 0% APR on balance transfers for 12 months
- 3% cash back on streaming, cable, and ridesharing. 2% cash back at gas stations and restaurants. 1% cash back on all other purchases
- Applicant can choose Visa or Mastercard option
- No annual fee
FNB SmartCash Credit Card
Ally Unlimited Cash Back Mastercard
PayPal Cashback Mastercard
City National Cash Back
FirstBank Classic Visa
FirstBank Icon Visa Signature
Centier Personal Rewards Card
Costco Anywhere Visa
EXCELLENT CREDIT
- Regular purchase APR is 20.49%
- 4% on eligible gas and EV charging, including at Costco, for the first $7,000 per year and then 1% thereafter. 3% on restaurants and eligible travel. 2% on all other purchases from Costco and Costco.com. 1% on all other purchases
- A Costco membership is required to apply
- Use the Costco Anywhere Visa card as your Costco membership ID
- No annual fee
Costco Anywhere Visa Business
EXCELLENT CREDIT
- Regular purchase APR is 20.49%
- 4% on eligible gas and EV charging, including at Costco, for the first $7,000 per year and then 1% thereafter. 3% on restaurants and eligible travel. 2% on all other purchases from Costco and Costco.com. 1% on all other purchases
- A Costco membership is required to apply
- Use the Costco Anywhere Visa card as your Costco membership ID
- No annual fee
Venmo Credit Card
Fifth Third 1.67% Cash/Back Card
Fifth Third Preferred Cash/Back Card
Best Friends Credit Card
Platinum Rewards Visa
Credit One Bank American Express Card
NASCAR American Express Card
SavorOne
Commerce Bank World Elite Mastercard
The Owner's Rewards Card by M1
EXCELLENT CREDIT
- Regular purchase APR is 20.24% to 30.24%
- Get 10%, 5%, or 2.5% cash back with select brands you hold in an eligible portfolio. Get 1.5% standard rewards on everything else
- Annual fee waived with M1 Plus membership
- Using M1 automation, you can reinvest your rewards to help your portfolio continue to grow
- Annual fee is $0 to $95
Platinum X5 Visa
EXCELLENT CREDIT
- Regular purchase APR is 28.99%
- Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. Unlimited 1% cash back on all other purchases
- Annual fee is $95
Vegas Golden Knights Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 28.99%
- Get 1% cash back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services
- Get access to deals, discounts, and experiences for Vegas Golden Knights fans
- No annual fee the first year, then $0 to $99
Plum
EXCELLENT CREDIT
- Charge card
- Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date
- Enjoy the flexibility to pay in full each month or carry your balance for up to 60 days with no interest
- No Preset Spending Limit
- Annual fee is $250
Luxury Card Mastercard Titanium Card
Luxury Card Mastercard Black Card
Luxury Card Mastercard Gold Card
Star One Visa Platinum Best Rate
Star One Visa Signature Rewards
Star One Visa Platinum Rewards
RCU Visa Platinum
USAA Rate Advantage Visa Platinum Credit Card
Navy Federal Platinum
Patelco Pure Mastercard
Sound Select
First Tech Platinum Mastercard
SDFCU Platinum Rewards
Redstone Visa Traditional
SDCCU Visa Platinum
Golden 1 Member Rate Advantage
Patelco Progress Student Rewards Mastercard
Kinecta MyPower
BECU Visa
Logix Platinum Mastercard
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 13.49% to 17.99%
- No annual fee
- Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
- Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness
Citizens Business Platinum Mastercard
SchoolsFirst FCU Inspire Mastercard
Affinity Premium
USAA Rewards American Express Credit Card
USAA Rewards Visa Signature Credit Card
Gesa Wise Card
BECU Business Visa
Navy Federal GO BIZ Rewards
Wescom Active Visa
Centier Personal Low Rate Card
Dollar Bank Low Rate Credit Card
BankAmericard
American Eagle FCU Platinum Visa
Teamster Privilege Rate Advantage
Union Plus Rate Advantage
Ocean Bank Platinum Rewards
First Citizens Smart Option Credit Card
PNC Visa Business
Huntington Voice Credit Card
M&T Business Credit Card
Truist Business
Synovus Classic Visa
Simmons Visa
WSFS Bank Platinum Visa
Regions Visa Business Credit Card
American Eagle FCU Signature Visa
Cadence Bank Platinum Mastercard
PNC points Visa Business
PNC Core Visa
BMO Business Platinum Mastercard
American Eagle FCU Platinum Rewards Visa
FNB SmartRate Credit Card
U.S. Bank Business Platinum Card
Regions Life Visa Credit Card
Discover it Miles
EXCELLENT CREDIT
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.24% to 28.24%
- 0% APR on balance transfers for 15 months
- Rewards
- Discover will automatically match all the miles you've earned at the end of your first year
- Redeem miles for cash, statement credit for travel purchases, or for use at Amazon.com checkout or when you pay using PayPal
- No annual fee
Huntington Voice Rewards Credit Card
Synovus Rewards Visa
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.49% to 24.99%
- 0% APR on balance transfers for 6 months
- Rewards
- 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice. 1x points on all eligible purchases, with no limit on the points you can earn
- No annual fee
Regions Visa Business Enhanced Rewards Credit Card
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.74% to 27.74%
- Rewards
- Earn 1 Relationship Rewards point per $1 in purchases, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions business checking and other deposit accounts.
- No annual fee
Wells Fargo Reflect Card
PenFed Gold Visa
USALLIANCE Visa Signature
First Interstate Platinum Mastercard
BMO Platinum Mastercard
First Citizens Rewards Credit Card
EXCELLENT CREDIT
- Regular purchase APR is 18.24% to 27.24%
- 0% APR on balance transfers for 12 months
- Rewards
- Rewards points are posted to your account daily
- Use points to get reimbursed for travel you book on your own terms or a recent purchase with the Pay Me Back redemption option
- No annual fee
Citi Diamond Preferred
Gemini Credit Card
PNC points Visa
M&T Visa Credit Card
FirstRewards World Mastercard
U.S. Bank Visa Platinum Card
T-Mobile Visa
Quicken World Mastercard
Associated Bank Visa Platinum Credit Card
State Farm Good Neighbor Visa Card
Citi Simplicity
Commerce Miles
BJ's One Mastercard
BJ's One+ Mastercard
Bass Pro Shops CLUB Card
Cabela's CLUB Card
KeyBank Latitude Credit Card
City National Flex Rewards
Key2More Rewards Credit Card
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 22.24% to 29.24%
- 0% APR on balance transfers for 6 months
- Rewards
- Earn 5 rewards points for every $1 in eligible purchases, plus monthly bonuses
- Spend $1,000 - $1,999 per calendar month to earn a 25% monthly points bonus. Spend $2,000 or more per calendar month to earn a 50% monthly points bonus
- No annual fee
Nordstrom Visa
EXCELLENT CREDIT
- Regular purchase APR is 24.15% to 31.15%
- Rewards
- Instant Influencer status or above in The Nordy Club
- No annual fee
- If approved for the Nordstrom Visa, you may be issued a Platinum or Signature Visa. Both have the same credit card terms and conditions. Visa Signature cards have some additional benefits
Target RedCard Mastercard
CareCredit Credit Card
Saks Mastercard
Bloomingdale’s American Express Card
Macy’s American Express Card
SDCCU Visa Platinum with Fly Miles Plus
Synovus Travel Rewards Visa
EXCELLENT CREDIT
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.49% to 24.99%
- 0% APR on balance transfers for 6 months
- Rewards
- 3X points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice
- 1x points on all eligible purchases, with no limit on the points you can earn
- Your points are worth 20% more when redeemed for travel rewards
- No annual fee the first year, then $50
