Cruise line rewards credit cards enable you to earn reward points with a specific cruise line when you use your card. They also offer a variety of associated perks such as concierge service or discounted onboard amenities.
Showing 7 cards
Celebrity Cruises Visa Signature

CRUISE
LINE
REWARDS
- Earn 2X MyCruise points on qualifying purchases with Celebrity Cruises, Royal Caribbean, and Silversea. 1X point on all other purchases
- Get 30,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening
- No annual fee
- Regular purchase APR is 17.74% to 27.74%
Norwegian Cruise Line World Mastercard

CRUISE
LINE
REWARDS
- Earn 3X WorldPoints on Norwegian purchases, 2X points on eligible air and hotel purchases, and 1X points on all other purchases
- Get 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening
- No annual fee
- Regular purchase APR is 17.74% to 27.74%
Royal Caribbean Visa Signature

CRUISE
LINE
REWARDS
- 2X MyCruise points on qualifying purchases with Royal Caribbean, Celebrity Cruises, and Silversea. 1X point on all other purchases
- Get 30,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening
- $50 Discount on Royal Caribbean's Air2Sea program after making at least $3,500 in card purchases within the first 90 days of account opening
- No annual fee
- Regular purchase APR is 17.74% to 27.74%
Carnival World Mastercard

CRUISE
LINE
REWARDS
- Earn 2X FunPoints on any purchases with Carnival Cruise Line. Earn 1X FunPoint on all other purchases
- Earn 20,000 FunPoints after spending $1,000 on purchases within the first 90 days
- 0% promotional APR for 6 months on Carnival cruise bookings
- No annual fee
- Regular purchase APR is 18.74% to 29.74%
Holland America Line Rewards Visa Card
Princess Cruises Rewards Visa
Virgin Red Rewards Mastercard

CRUISE
LINE
REWARDS
- Earn 3X Virgin Points on Virgin Atlantic, Virgin Hotels, and Virgin Voyages. 2X points on groceries, dining, selected streaming, and EV charging. 1X points on everything else
- Earn 60,000 bonus points when you spend $4,000 in your first 90 days
- Get 5,000 Virgin Points every year you renew
- Earn up to two perks each cardholder year. Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two
- Add a card for a loved one and earn 2,500 Virgin Points
- Earn 25 Tier Points for $2,500 of qualifying spend, up to 50 Tier Points a month
- Book two nights at a Virgin Hotel, get a third night free
- Annual fee is $99
- Regular purchase APR is 19.99% to 27.99%

