Many credit cards add a transaction fee (typically about 3 percent) to purchases made with merchants located outside the United States. If you travel frequently or live outside the US part time, these fees can really add up as you use your card over time. Expats and globetrotters may want to consider cards that waive this fee. Cards with lots of travel benefits often don’t assess foreign transaction fees, and some card issuers don’t charge this fee with any of their cards.
Cardless TAP Miles&Go American Express Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 21.24% to 28.24%
- Earn 60,000 bonus miles after spending $2,500 in the first 90 days
- Preferred boarding
- Two passes per year to the TAP Premium Lounge at Lisbon Airport
- Check an extra bag on your TAP Air Portugal flights, twice per year
- For every 5 miles earned with your card, earn 1 Status Mile, up to 10k per Annual Qualification period
- Annual fee is $79
Aer Lingus Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
- Every calendar year you make purchases of $30,000, you'll receive an economy companion ticket good for 12 months
- Priority Boarding for you and any authorized users
- Annual fee is $95
British Airways Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
- Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
- Up to $600 Reward Flight statement credits
- Earn a Travel Together Ticket every calendar year you make $30,000 in purchases
- Annual fee is $95
Iberia Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
- Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
- Get a 10% discount on airfare
- Annual fee is $95
Citi AAdvantage Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.49% to 28.49%
- Earn 65,000 AAdvantage bonus miles after making $4,000 in purchases within the first 4 months of account opening
- Free first checked bag on domestic American Airlines itineraries
- Preferred boarding
- 25% savings on inflight food, beverages and Wi-Fi purchases
- Earn an American Airlines Companion Certificate for qualifying domestic travel after you spend $30,000 in purchases each year
- No annual fee the first year, then $99
Emirates Skywards Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
- Enjoy Emirates Silver tier membership during your first year, and retain your tier status by spending $20,000 each cardmembership year
- Receive 25% savings when you buy Skywards Miles for yourself or gift miles
- Annual fee is $99
SKYPASS Visa Signature Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 21.49% to 30.49%
- Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days
- Save 5% on Korean Air for you and a companion each year.
- 2 KAL Lounge vouchers each year
- Annual fee is $99
United Explorer

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.99% to 28.49%
- Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open
- Free first checked bag
- 2 United Club one-time passes per year
- Priority boarding
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year
- Up to $120 as a statement credit for Global Entry, TSA Precheck or NEXUS every 4 years
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights
- Over $500 in annual partner credits
- No annual fee the first year, then $150
Southwest Rapid Rewards Performance Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 80,000 points after you spend $5,000 on purchases within the first 3 months of account opening
- 9,000 anniversary points each year
- Complimentary Preferred seat at booking
- First checked bag free
- 25% back on inflight purchases
- Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually
- 10,000 Companion Pass qualifying points boost each year
- Global Entry, TSA PreCheck or NEXUS fee credit up to $120 every 4 years
- Employee cards at no additional cost and earn points on employee spending
- Earn 20,000 referral bonus miles for each friend that gets approved for any Southwest Rapid Rewards Credit Card, up to 100K bonus miles per year
- Annual fee is $299
Delta SkyMiles Platinum

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 60,000 Bonus Miles after spending $3,000 in your first 6 months
- Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart
- Earn $1 Medallion Qualification Dollar for each $20 in purchases
- Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app
- Annual fee is $350
Delta SkyMiles Platinum Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 70,000 Bonus Miles after you spend $6,000 in your first 6 months
- Annual companion certificate
- MQD Headstart and MQD Boost
- 15% off Award Travel
- First checked bag free
- Zone 5 Priority Boarding
- Fee Credit for Global Entry or TSA Precheck
- Annual fee is $350
United Quest

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.99% to 28.49%
- Earn 70,000 bonus miles and 1,000 Premier qualifying points (PQP) after you spend $4,000 on purchases in the first 3 months your account is open
- Earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months
- 10,000-mile anniversary discount to use toward an eligible award flight
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year
- Free first and second checked bags
- Earn 2 global Economy Plus seat upgrades after spending $40,000 each calendar year
- Over $850 in annual partner credits
- Annual fee is $350
Atmos Rewards Summit Visa Infinite Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.74% to 27.74%
- Earn 80,000 bonus points and a 25,000 point Global Companion Award when you spend $4,000 in the first 90 days
- Receive a 25,000 point Global Companion Award on every account anniversary
- Receive a 100,000 point Global Companion Award annually after spending $60,000 or more on purchases that year
- Free checked bag and preferred boarding for you and up to 6 guests on the same reservation
- Boost your Atmos Rewards membership status with 10,000 status points on your account anniversary each year.
- Receive 8 Alaska Lounge passes every calendar year
- Receive up to a $120 Airport Security Statement Credit every four years in connecton with TSA PreCheck or Global Entry trusted traveler programs
- Receive a $50 Instant Travel Delay Credit for flight cancellations or departure delays of 2 hours
- Enjoy waived fees for same-day confirmed Alaska flight changes
- Annual fee is $395
SKYPASS Select Visa Signature Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 21.49% to 30.49%
- Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
- Save 5% on Korean Air available for you and a companion 2X annually
- Get a $200 statement credit on travel purchases annually
- Up to $120 TSA PreCheck or Global Entry application fee statement credit
- 2 $25 Duty Free coupons annually
- Earn 5,000 Bonus Miles after spending $15,000 annually
- Earn 10,000 Bonus Miles after spending $35,000 annually
- Two KAL Lounge vouchers each year, and four free Priority Pass Select lounge visits each year
- Annual fee is $450
Emirates Skywards Premium World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
- Enjoy Emirates Gold tier membership during your first year, and retain your tier status by spending $40,000 each cardmembership year
- Earn 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year
- Receive 25% savings when you buy Skywards Miles for yourself or gift miles
- Receive an automatic statement credit for the cost of one Global Entry or TSA PreCheck application fee every five years – up to $120
- Priority Pass Select lounge access
- Annual fee is $499
United Club Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.74% to 28.24%
- Earn 80,000 bonus miles plus 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months
- Receive a 5,000-mile better-together bonus each year when you have the United Club Business card and a personal United credit card
- United Club card membership
- Free first and second checked bags
- Over $925 in annual partner credits
- Premier Access travel services
- Earn 2 global Economy Plus seat upgrades after spending $40,000 each calendar year
- Earn 1 Premier Qualifying Point (PQP) for every $15 spent on purchases up to 28,000 PQP per year
- Employee cards at no additional cost
- Earn 10,000 referral bonus miles for each friend that gets approved for any United MileagePlus Card, up to 100K bonus miles per year
- Annual fee is $695
United Club

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, travel rewards
- Regular purchase APR is 19.99% to 28.49%
- Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening
- United Club membership
- Free first and second checked bags
- Earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months.
- Earn a 10,000-mile award flight discount after $20,000 in purchases
- Over $875 in annual partner credits
- Annual fee is $695
World of Hyatt Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- 30,000 bonus points after you spend $3,000 in your first 3 months. Up to 30,000 more bonus points by earning 2X points in the first 6 months on purchases that normally earn 1 point, on up to $15,000 spent
- Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Plus, an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year
- Automatic World of Hyatt Discoverist status
- Receive 5 qualifying night credits towards your next tier status every calendar year
- Earn 2 additional qualifying night credits every time you spend $5,000 on your card
- Annual fee is $95
IHG One Rewards Premier

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months
- Automatic Platinum Elite status
- Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
- Free Night earned each account anniversary year
- Redeem 3 nights, get 4th night free
- Diamond Elite status each calendar year you make purchases totaling $40,000 or more
- Annual fee is $99
IHG One Rewards Premier Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel, travel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 140,000 bonus points after you spend $4,000 on purchases in the first 3 months
- Anniversary free night
- Redeem 3 nights, get 4th night free
- Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases each calendar year
- Earn 10,000 referral bonus miles for each friend that gets approved for an IHG One Rewards Credit Card, up to 50K bonus miles per year
- Annual fee is $99
MGM Rewards Iconic World Elite Mastercard
NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel, travel rewards
- Regular purchase APR is 25.24%
- Earn 30,000 bonus points after spending $5,000 in the first 3 billing cycles of account opening, plus up to $600 in additional card benefits
- $200 resort credit upon account opening and annually at card anniversary
- Complimentary night up to $250 annually at card anniversary with $25,000 spend
- 10,000 tier credit bonus annually at card anniversary with $25,000 spend
- Automatic Upgrade to MGM Rewards Pearl status
- $120 Global Entry or TSA PreCheck credit every 4 years
- Priority Pass Digital Lounge membership
- Priority hotel check-in at MGM Rewards Destinations
- Free self-parking at participating MGM Rewards Destinations
- Annual fee is $249
Hilton Honors Aspire

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel, travel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 175,000 Hilton Honors bonus points after you spend $6,000 in purchases within your first 6 months
- Complimentary Hilton Honors Diamond status
- Enjoy up to $200 in statement credits semi-annually on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors Aspire Card
- Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal
- Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through AmexTravel.com
- Receive up to $209 in statement credits per calendar year after you pay for your CLEAR Plus Membership with the card
- Annual fee is $550
Marriott Bonvoy Brilliant

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel, travel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 100,000 bonus points after you spend $6,000 in the first 6 months
- Get up to $300 in statement credits each year (up to $25 per month) for eligible purchases at restaurants worldwide
- Receive one free night award every year after your card renewal month
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available upon check-in
- Each calendar year after spending $60,000 on eligible purchases, you will be eligible to select a Brilliant Earned Choice Award benefit
- Annual fee is $650
Huntington Voice Business Credit Card
Security Service Power Travel Rewards Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 6 months
- Regular purchase APR is 16.25% to 17.25%
- 0% APR on balance transfers for 6 months
- Earn 20,000 Bonus Points1 after spending $1,200 within 90 days of account opening
- Earn a 10% annual point bonus on account anniversary date
- No annual fee
Business Advantage Travel Rewards World Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 7 months
- Regular purchase APR is 16.99% to 26.99%
- Earn 30,000 bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening
- You can earn up to 75% more points on every purchase if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier
- No annual fee
Spark 1.5% Cash Select
Spark 1.5X Miles Select
UMB Travel Select
Huntington Voice Rewards Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 17.24% to 29.24%
- 0% APR on balance transfers for 12 months
- Earn 3X points in a category of your choice and 1X points on all other purchases
- Change your rewards category every quarter as needed
- No annual fee
Discover it Miles
U.S. Bank Altitude Connect Visa Signature Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.49% to 27.49%
- 0% APR on balance transfers for 15 months
- Earn 20,000 bonus points when you spend $1,000 in the first 90 days
- Complimentary Priority Pass Select membership
- Up to $100 in statement credits toward TSA PreCheck or Global Entry once every four years
- Complimentary GigSky global mobile data plans
- No annual fee
Bank of America Travel Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- No annual fee
Bank of America Travel Rewards for Students

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 15 months
- 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- No annual fee
AAA Daily Advantage Visa Signature
AAA Travel Advantage Visa Signature
Pinnacle World Mastercard Rewards
PNC BusinessOptions Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.24% to 24.24%
- Earn an $800 statement credit when you make at least $15,000 in qualifying purchases during the first three billing cycles following account opening
- Choose one of three rewards programs: cash rebates, PNC points, or travel rewards
- Choose a pay-in-full option with a credit limit up to $250,000 or a revolve option with a credit limit up to $50,000
- Annual fee is $0
Instacart Mastercard
Truist Enjoy Travel

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.49% to 27.49%
- 20,000 bonus miles after you spend $1,500 within 90 days of account opening
- A statement credit up to $85 for TSA PreCheck or Global Entry fee is awarded once every four years
- Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your rewards for travel through the rewards program
- Annual fee is $0
SoFi Unlimited 2%
SoFi Everyday Cash Rewards
Costco Anywhere Visa
Costco Anywhere Visa Business
Amazon Visa
Prime Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.74% to 27.49%
- Prime members get a $250 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application
- Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com
- No annual fee
Commerce Miles

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.74% to 28.74%
- 0% APR on balance transfers for 12 months
- Earn a 25% bonus when you redeem your miles as an electronic deposit into your myRewards Savings account
- No annual fee
One Key Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.74% to 28.74%
- Earn $400 in OneKeyCash after you spend $1,000 on purchases in the first 3 months
- Automatic Silver tier. Get savings of 15% or more on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year
- No annual fee
Wells Fargo Autograph Card
Savor

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.99% to 28.99%
- 0% APR on balance transfers for 12 months
- Earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. Plus, get a $100 credit towards flights, stays, and rental cars booked through Capital One Travel during your first cardholder year
- Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
- No annual fee
VentureOne

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.99% to 28.99%
- 0% APR on balance transfers for 15 months
- Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months. Plus, get a $100 credit towards flights, stays, and rental cars booked through Capital One Travel during your first cardholder year
- Enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
- No annual fee
Capital Vacations World Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- 5,000 bonus rewards after making your first purchase
- 0% promotional APR for the first 6 billing cycles on all qualifying Capital Vacations Club down payment purchases
- Get 5% of your rewards back every time you redeem, as a bonus to use toward your next redemption
- 3-night Capital Vacations Resort Stay Certificate after spending $10,000 in net purchases each calendar year
- No annual fee
RCI Elite Rewards World Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 5,000 bonus rewards after your first purchase
- Get 5% Rewards back every time you redeem, as a bonus to use toward your next redemption
- Earn a $250 USD Vacation Credit after spending $10,000 in net purchases each calendar year
- No annual fee
Getaway Credit Card
Priceline VIP Rewards Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.74% to 29.99%
- 0% APR on balance transfers for 15 months
- Earn a $200 statement credit after your first purchase. Plus, earn 5,000 points after spending $500 in the first 90 days
- Automatic VIP Gold Status
- Up to $120 Global Entry or TSA PreCheck application fee credit each anniversary year if you spend $10,000 on purchases
- Earn a $50 cruise statement credit when you make a Priceline cruise booking
- No annual fee
PNC Travel Rewards Visa Business
Venmo Credit Card
AARP Travel Rewards Mastercard
HSBC Premier

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 21.24% to 25.24%
- Earn 35,000 rewards bonus points after spending $3,000 in the first 3 months from account opening
- No annual fee
- To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship
Worldwide Vacation & Travel Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 21.99% to 29.99%
- Earn 5,000 bonus points after you spend $500 on everyday purchases within the first 90 days
- No Interest if paid in full within six months on purchases of $2,000 or more
- A Dream Vacation Week certificate for a seven-day resort stay when you've reached your first anniversary as a cardmember
- No annual fee
Amtrak Guest Rewards Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 26.74%
- Get 12,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles of account opening
- 10% rebate on onboard food and beverage purchases
- 5% point rebate​ when you redeem your points for Amtrak travel
- No annual fee
Bank of America Travel Rewards Secured
SoFi Essential
Spark 1% Classic
VentureOne for Good Credit
Navy Federal Visa Signature Flagship Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 14.99% to 18.00%
- Earn 35,000 bonus points when you spend $3,500 within 90 days of opening your account. Plus, you’ll get a year of free Amazon Prime
- Receive statement credits (up to $120) for Global Entry or TSA Pre-Check
- Annual fee is $49
Truist Business Travel Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 17.49% to 26.49%
- 20,000 bonus miles when you spend $2,000 within 90 days of account opening
- Receive up to $85 statement credit per organization every 4 years towards TSA PreCheck or Global Entry application fee reimbursement
- Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel
- No annual fee the first year, then $49
Synovus Travel Rewards Visa
First Hawaiian Bank Priority Destinations World Elite
First Tech Odyssey Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 12.24% to 18.00%
- 0% APR on balance transfers for 12 months
- Earn 30,000 bonus rewards points when you spend $3,000 in the first 90 days
- Global concierge services
- Up to $100,000 credit limit
- No annual fee the first year, then $75
BMO Premium Rewards Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 20.24% to 28.24%
- 0% APR on balance transfers for 12 months
- Get 35,000 bonus points when you spend $5,000 within 3 months of opening your account
- 15% anniversary bonus points every year
- No annual fee the first year, then $79
TD First Class
Zions Bank Premier Visa
PenFed Pathfinder Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 17.99%
- 0% APR on balance transfers for 12 months
- 50,000 bonus points when you spend $3000 in the first 90 days
- Annual fee waived for existing PenFed Honors Advantage Members
- $100 annual domestic air ancillary travel statement credit
- $100 Global Entry or $85 TSA Pre-check statement credit
- Complimentary Priority Pass airport lounge annual membership
- Annual fee is $95
U.S. Bank Business Altitude Connect Visa Signature Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.24% to 25.24%
- Earn 60,000 points if you spend $6,000 in the first 180 days
- Receive a $25 statement credit after three consecutive monthly taxi or rideshare transactions
- Priority Pass Digital annual membership
- No annual fee the first year, then $95
U.S. Bank Business Leverage Visa Signature Card
First Citizens Travel Rewards Credit Card
USAA Eagle Navigator Visa Signature Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.90% to 27.15%
- Earn 30,000 bonus points after spending $3,000 on qualifying purchases within 90 days of account opening
- Up to $120 TSA PreCheck or Global Entry credit every four years
- Annual 10,000 bonus points after booking hotel or car through the USAA Rewards Center
- Annual fee is $95
Ink Business Preferred

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.49% to 25.49%
- 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
- Earn a total of 5X points on Lyft rides through September 30, 2027
- Complimentary access to DashPass
- Employee cards at no additional cost
- Earn 20,000 referral bonus points for each business that gets approved for any Chase for Business credit card, up to 100,000 points per year
- Annual fee is $95
Citi Strata Premier
Chase Sapphire Preferred

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.49% to 27.74%
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
- Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel
- Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year
- Earn 5X total points on Lyft rides through September 30, 2027
- Earn 5X total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027
- Get a complimentary DashPass membership for 12 months
- Annual fee is $95
Bank of America Premium Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.74% to 27.74%
- 60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening
- 1.5 points per $1 spent on all other purchases
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases
- Get up to $100 in Airport Security Statement Credits for TSA PreCheck or Global Entry application fees, every four years
- Annual fee is $95
Wells Fargo Autograph Journey Card
Venture

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.99% to 28.99%
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months
- Receive a $50 experience credit on every Lifestyle Collection stay
- Receive up to a $120 credit for Global Entry or TSA PreCheck
- Annual fee is $95
Spark 2% Cash
Spark 2X Miles
Wander American Express Card
One Key+ Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.74% to 28.74%
- Earn $600 in OneKeyCash after you spend $3,000 on purchases in the first 3 months
- Automatic Gold tier. Get savings of 20% or more on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year
- Get $100 in OneKeyCash each year upon your cardholder anniversary
- Receive one statement credit up to $120 for a Trusted Traveler Program, such as Global Entry or TSA PreCheck
- Annual fee is $99
Associated Bank Visa Travel Rewards+ Credit Card
Amtrak Guest Rewards Preferred Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 26.74%
- Get 20,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles of account opening
- 20% rebate on onboard food and beverage purchases
- Round-trip companion coupon upon account opening and card anniversary
- One-class upgrade upon account opening and card anniversary
- Station lounge pass upon account opening and card anniversary
- Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases
- 5% point rebate​ when you redeem your points for Amtrak travel
- Annual fee is $99
Spark 2% Cash Plus

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months
- Earn an additional $2,000 bonus for every $500,000 spent in the first year
- Get your $150 annual fee refunded every year you spend at least $150,000
- Annual fee is $150
Green Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- Earn 40,000 membership rewards points after you spend $3,000 in your first 6 months
- Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR Plus Membership with your card
- Annual fee is $150
Zions Bank Elite Visa
U.S. Bank Business Altitude Power Visa Signature Card
Truist Enjoy Beyond

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 18.49% to 27.49%
- 30,000 bonus points after you spend $1,500 within 90 days of account opening
- Receive up to $100 annual travel experience statement credit for items such as ground transport, streaming services, and ticket agencies
- Up to $100 statement credit for TSA PreCheck or Global Entry fee awarded once every four years
- Loyalty Cash Bonus based on your Truist deposit relationship when cash rewards are redeemed into a Truist deposit account
- Annual fee is $195
Luxury Card Mastercard Titanium Card
Gold Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- As high as 100,000 membership rewards points after you spend $6,000 in your first 6 months. Welcome offers vary and you may not be eligible for an offer
- Pay your bill in full or use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- Annual fee is $325
Business Gold

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- As high as 200,000 membership rewards points after you spend $15,000 on eligible purchases in the first 3 months. Welcome offers vary and you may not be eligible for an offer
- Earn 4X points on your top two spend categories. Earn 3X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1X points on everything else
- Earn up to $20 in statement credits each month for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores.
- Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Business Gold Card
- Annual fee is $375
Associated Bank Visa Reserve Rewards+ Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.74% to 29.74%
- 50,000 reward bonus points when you spend $4,500 within the first 90 days
- $100 travel credit when you book through the Rewards Center
- Up to $240 in statement credits for categories like sports and fitness, personal care, entertainment, streaming services, and dining
- Complimentary Priority Pass Select membership
- $60 Priority Wine Pass credits
- TSA PreCheck or Global Entry credit
- Annual fee is $390
Venture X

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.99% to 28.99%
- Earn 100,000 bonus miles once you spend $10,000 on purchases within the first 6 months from account opening
- 10,000 miles anniversary bonus
- Up to $300 back as statement credits for bookings through Capital One Travel
- Up to a $120 credit on Global Entry or TSA PreCheck
- Access to Capital One Lounge and Landing locations, and to Priority Pass lounges
- Annual fee is $395
HSBC Elite

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 21.24% to 25.24%
- Earn 50,000 rewards bonus points after spending $4,000 in the first 3 months of account opening
- Up to $400 per year in travel credits for all airfare, hotels and car rentals booked through HSBC Travel
- You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey
- Transfer your points into any of the Rewards for Miles partner loyalty programs
- An exclusive Luxury Thank You Gift when you reach $50,000, $75,000 and $100,000 in cumulative spend annually. Up to 3 Luxury gifts per year
- Take 3 rides per month and receive a $5 Lyft App credit
- Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores
- Annual fee is $395
- To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship
Venture X Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- Earn 400,000 bonus miles: 200K miles once you spend $30K in the first 3 months, and an additional 200K miles once you spend $150K in the first 6 months.
- Receive an annual $300 credit for bookings through Capital One Travel
- Get 10,000 bonus miles every year, starting on your first anniversary.
- Priority Pass and Capital One Lounge access
- Hertz President's Circle status
- Up to a $120 statement credit on Global Entry or TSA PreCheck
- Annual fee is $395
City National Crystal Visa Infinite

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 22.25% to 26.25%
- Up to $350 Airline Incidental Fees Statement Credit
- Up to $550 Airline Lounge Club Membership Fee Statement Credit
- Priority Pass Select Airport Lounge Access
- Annual fee is $400
- In-branch application required
Zions Bank Reserve Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 17.74% to 27.74%
- 0% APR on balance transfers for 6 months
- Get $500 or 50,000 bonus points when you spend $5,000 in the first 90 days
- $250 annual travel credit
- Complimentary Priority Pass Select lounge access
- Annual fee is $450
Bank of America Premium Rewards Elite

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.74% to 27.74%
- 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening
- Earn unlimited 1.5 points per dollar on all other purchases.
- Bank of America Preferred Rewards members earn 25%-75% more points on every purchase
- Receive up to $300 annually in Airline Incidental Statement Credits for qualifying purchases
- Receive up to $150 annually for lifestyle conveniences including video streaming services, food delivery, fitness subscriptions and rideshare services
- Receive up to $120 in statement credits for Global Entry or TSA PreCheck application fees, every four years
- Save 20% on domestic or international airfare for any class when you pay with points
- Enjoy free unlimited access to airport lounges and experiences worldwide with up to 4 complimentary Priority Pass Select Memberships
- Complimentary 24/7 Full-Service Concierge to book your travel, dinner reservations, event tickets and more
- Annual fee is $550
Citi Strata Elite

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 20.49% to 28.49%
- Earn 100,000 bonus points after spending $6,000 in the first 3 months
- Up to $300 annual hotel benefit
- Up to $200 annual Blacklane credit
- Priority Pass Select membership
- American Airlines Admirals Club lounge access passes
- Up to $120 Global Entry or TSA PreCheck application fee credit
- Annual fee is $595
Luxury Card Mastercard Black Card
Chase Sapphire Reserve

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Regular purchase APR is 19.74% to 28.24%
- Earn 125,000 points after you spend $6,000 in purchases in the first 3 months from account opening
- Up to $300 in statement credits for travel purchases each account anniversary year
- Up to $500 credit for stays with The Edit
- Complimentary IHG One Rewards Platinum Elite Status
- Priority Pass Select membership
- Receive one statement credit of up to $120 every four years on Global Entry, TSA PreCheck, or NEXUS
- Partner perks from Apple, DoorDash, Lyft, OpenTable, Peloton, and StubHub
- Annual fee is $795
Chase Sapphire Reserve for Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening
- Earn 5X total points on Lyft rides through September 30, 2027
- Up to $300 in statement credits for travel purchases each account anniversary year
- Up to $500 credit for stays with The Edit
- Complimentary IHG One Rewards Platinum Elite Status
- Priority Pass Select membership
- Receive one statement credit of up to $120 every four years on Global Entry, TSA PreCheck, or NEXUS
- Partner perks from DoorDash, Google Workspace, Lyft, and ZipRecruiter
- Annual fee is $795
Business Platinum

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- As high as 300,000 membership rewards points after you spend $20,000 in qualifying purchases within your first 3 months. Welcome offers vary and you may not be eligible for an offer
- Use Pay with Points for a flight with your selected qualifying airline through Amex Travel, and get 35% of those points back, up to 1,000,000 points back each calendar year
- Get up to $300 in statement credits semi-annually for up to a total of $600 per calendar year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel
- Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline
- Annual fee is $895
Platinum Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- As high as 175,000 membership rewards points after you spend $8,000 on purchases on your new card in your first 6 months. Welcome offers vary and you may not be eligible for an offer
- Pay your bill in full or pay the minimum amount due and use the Pay Over Time feature to carry a balance with interest
- Use Plan It to select large purchases and split them into monthly payments with a fixed fee
- Annual fee is $895
The Platinum Card from American Express Exclusively for Charles Schwab

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- Earn 80,000 membership rewards points after spending $8,000 in your first 6 months
- Annual Schwab Appreciation Bonus
- Global Lounge Collection
- $200 Uber Cash, $120 Uber One Credit, $300 Digital Entertainment Credit, $600 Hotel Credit, $200 Airline Fee Credit, $400 Resy Credit, $209 CLEAR Plus Credit, $300 lululemon Credit, $100 Saks Credit
- Walmart+ Monthly Membership Credit
- Annual fee is $895
- The Charles Schwab Cards from American Express are only available to clients who maintain an eligible Schwab account
The Platinum Card from American Express Exclusively for Morgan Stanley

NO
FOREIGN
FEES
- No foreign transaction fee
- Travel rewards
- Charge card
- Earn 80,000 Membership Rewards points after you spend $8,000 on purchases on your new card in your first 6 months
- $895 Annual Engagement Bonus
- Global Lounge Collection
- $200 Uber Cash, $120 Uber One Credit, $300 Digital Entertainment Credit, $600 Hotel Credit, $200 Airline Fee Credit, $400 Resy Credit, $209 CLEAR Plus Credit, $300 lululemon credit, $100 Saks Credit
- Walmart+ Monthly Membership Credit
- Annual fee is $895
- The Morgan Stanley Cards from American Express are only available to clients who maintain an eligible Morgan Stanley brokerage account
Luxury Card Mastercard Gold Card
Virgin Red Rewards Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline, cruise line, hotel rewards
- Regular purchase APR is 19.99% to 27.99%
- Earn 60,000 bonus points when you spend $4,000 in your first 90 days
- Get 5,000 Virgin Points every year you renew
- Earn up to two perks each cardholder year. Spend $15,000 in a year to choose one Personal Perk, or $30,000 to choose two
- Add a card for a loved one and earn 2,500 Virgin Points
- Earn 25 Tier Points for $2,500 of qualifying spend, up to 50 Tier Points a month
- Book two nights at a Virgin Hotel, get a third night free
- Annual fee is $99
Delta SkyMiles Blue

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 10,000 bonus miles after spending $1,000 in purchases on your new card in your first 6 months
- 20% back on in-flight purchases
- Pay with Miles. Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com
- No annual fee
JetBlue Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Cash + Points. Pay for your flight with almost any combination of dollars and TrueBlue points
- No annual fee
United Gateway

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.99% to 28.49%
- Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open
- Earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months
- Earn 2 checked bags after you spend $10,000 in a calendar year
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights
- No annual fee
Cardless LATAM Airlines Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 21.24% to 31.24%
- Earn 15,000 LATAM Pass Miles after spending $1,000 in the first three months
- Earn Qualifying Points as you spend, making it possible to reach LATAM Pass Elite status with fewer flights
- No annual fee
SKYPASS SkyBlue Visa Card
Icelandair Mastercard
Icelandair Premium Mastercard
Allways Rewards Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 27.74%
- Earn 30,000 Bonus Points after you make $1,500 or more in purchases within the first 90 days of account opening
- Complimentary priority check-in, priority boarding, and one free beverage every time you fly Allegiant
- Buy one, get one free airfare offer anytime you use your card to purchase a vacation package from Allegiant with 4 or more hotel nights or 7 or more rental car days on the same itinerary
- Annual fee is $59
Atmos Rewards Visa Signature Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 27.74%
- Earn 60,000 bonus points and a $99 companion fare when you spend $4,000 in the first 90 days
- Earn a 10% rewards bonus on all points earned if your company has an eligible Bank of America small business account
- Get a $99 companion fare each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
- Free checked bag and preferred boarding benefits
- Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- Get $100 off an annual Alaska Lounge+ Membership
- Annual fee is $70
- Annual fee is $70 for the company, plus $25 per card
Free Spirit Travel More World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 27.74%
- Earn 50,000 bonus points plus a $100 companion flight voucher after making at least $1,000 in purchases within the first 90 days of account opening
- Enjoy two free checked bags as a primary cardholder
- Receive a $100 companion flight voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year
- Enjoy priority check-in plus Group 2 priority boarding on all flights. Get a 25% rebate on all inflight food and beverage purchases when you pay with your card
- Annual fee is $79
ANA Card USA

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 23.74%
- Earn 10,000 bonus miles after spending $7,000 within the first 3 billing cycles of opening your account. Plus, receive 5,000 bonus miles after the first purchase is posted to the account
- ANA Mileage Club regular members qualify for 25% flight bonus miles when flying on ANA Group flights
- Primary card holders who earn 30,000 premium points or more within one year will be qualified for ANA Bronze Service membership status
- Priority check-in on ANA-operated international flights
- 10% off on ANA in-flight purchases
- 10% off at duty free shops at the airport
- Discounts at ANA Hotels and ANA IHG cobranded hotels
- 5% off while shopping at ANA Group airport shops
- Annual fee is $85
JAL USA Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 23.74%
- Earn 10,000 bonus miles when you spend $7,000 on purchases in the first 3 billing cycles from account opening
- 5,000 bonus miles on your first JAL International Flight
- 10% sector bonus miles for every flight
- 10% savings on JAL Group in-flight shopping and on JAL International wi-fi service
- 5% savings on duty free shopping at Narita Airport and at Haneda Airport shops
- Receive 5 Life Status points for every 1500 shopping miles earned from JAL USA CARD purchases
- No annual fee the first year, then $35 to $85
Air France KLM World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 27.74%
- Get 50,000 bonus miles after you make $2,000 or more in purchases within the first 90 days
- 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
- 60 XP (Experience Points) upon approval. 20 XP every year on your account anniversary. Earn an additional 40 XP on after you spend $15,000 or more on purchases within the anniversary year
- Annual fee is $89
Breeze Easy Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Earn 40,000 Bonus BreezePoints after spending $1,000 on purchases within the first 90 days
- Earn up to 2X on No Flex Fares
- Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases
- Group 1 priority boarding when traveling on flights operated by Breeze Airways
- Complimentary Inflight WiFi
- Annual fee is $89
Miles & More World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 50,000 miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days
- Receive two complimentary Lufthansa Business Lounge Vouchers annually
- Receive a companion ticket after each account anniversary
- Redeem miles for flight tickets from the entire Lufthansa Group and Star Alliance network
- Once each calendar year, you can convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points
- Annual fee is $89
Sun Country Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 20.39% to 28.39%
- Earn 25,000 bonus points when you spend $1,000 or more in the first 90 days after account opening
- 50% off your first bag
- 50% off Best and Standard seat selections
- 10,000-point anniversary bonus when you spend $10,000 in the 12-month period following every account opening anniversary date
- Preferred boarding (Zone 2)
- Free premium drink of your choice on every flight
- 25% off in-flight food and beverages
- Exclusive Plus status benefits when you spend $10,000 in a calendar year
- Annual fee is $89
Atmos Rewards Ascent Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 27.74%
- Receive a 30% global flight discount code for a qualifying future flight after account opening. Earn 60,000 bonus points and a $99 companion fare after spending $3,000 in the first 90 days
- Free checked bag and preferred boarding for you and up to 6 guests on the same reservation
- Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
- Get $100 off an annual Alaska Lounge+ Membership
- Get a $99 companion fare each account anniversary after you spend $6,000 within the prior anniversary year
- Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America account
- Annual fee is $95
Aeroplan Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.24%
- Earn 75,000 points after you spend $4,000 in the first 3 months. Earn another 25,000 points after you spend $20,000 in the first 12 months
- 500 bonus points for every $2,000 you spend in a calendar month, up to 1,500 points per month
- New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
- Free first checked bags
- Annual fee is $95
Cathay Pacific Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 28.24%
- Earn 35,000 Asia Miles when you spend USD 3,000 in the first 90 days of account opening
- Cathay Green membership
- Priority check-in
- Priority boarding
- Business Class lounge redemption
- Annual fee is $95
First Hawaiian Bank United Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 18.00%
- 30,000 bonus United miles after spending $1,500 within the first 3 months after opening a new account
- 1st and 2nd checked bags free
- Receive a statement credit of 25% on inflight purchases
- No annual fee the first year, then $99
- Available for Guam and CNMI residents only
Southwest Rapid Rewards Plus

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.49% to 27.99%
- Earn 85,000 bonus points after you spend $3,000 in the first 3 months from account opening
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation
- 3,000 points every year on your Cardmember anniversary
- Receive a 10% promo code each year on your Cardmember anniversary
- 10,000 Companion Pass qualifying points boost each year
- 25% back on inflight purchases
- Annual fee is $99
Citi AAdvantage Platinum Select Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.49% to 29.49%
- Earn 80,000 AAdvantage bonus miles after $3,500 in purchases in the first 4 months
- First checked bag free on domestic American Airlines itineraries
- Preferred boarding
- 25% savings on inflight food and beverage purchases
- No annual fee the first year, then $99
Frontier Airlines World Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 50,000 travel miles after spending $500 and paying the annual fee in full within 90 days
- Unlock instant Elite Gold status after first purchase with your card, in the first 90 days of account opening
- Two free checked bags on Frontier Flights
- Free seat upgrades with Elite Gold status
- Earn a $100 flight voucher every account anniversary after spending $2,500 or more during your card membership year
- Priority boarding allows cardmembers to enjoy Group 4 boarding
- Annual fee is $99
JetBlue Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- Earn 60,000 bonus points after spending $2,000 and paying the annual fee in full, both within the first 90 days
- Free first checked bag for you and up to 3 companions
- Receive a 50% savings on eligible inflight purchases
- Earn 5,000 bonus points every year after your account anniversary
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package with your card
- Group A boarding on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $99
JetBlue Plus Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days
- Get 10% of your points back as a bonus after you redeem for and travel on a JetBlue operated Award Flight
- Earn 5,000 bonus points every year after your account anniversary
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more
- 50% inflight savings on eligible food and drink purchases
- Free first checked bag for you and up to 3 eligible travel companions on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $99
Cardless LATAM Airlines World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 21.24% to 28.24%
- Earn 40,000 LATAM Pass Miles after spending $2,500 in the first three months
- Earn Qualifying Points as you spend, making it possible to reach LATAM Pass Elite status with fewer flights
- Upgrade coupons
- LATAM Airlines Lounge passes
- Annual fee is $99
SKYPASS Visa Signature Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 21.49% to 28.49%
- Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days
- Get 5% off Korean Air tickets each year for you and a companion
- 2 KAL Lounge coupons each year
- Annual fee is $99
Southwest Rapid Rewards Premier Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open
- 6,000 anniversary points each year
- First checked bag free
- Receive a 15% promo code each year on your cardmember anniversary
- 25% back on inflight purchases
- Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually
- Earn 20,000 referral bonus miles for each friend that gets approved for any Southwest Rapid Rewards Credit Card, up to 100K bonus miles per year
- Annual fee is $149
Southwest Rapid Rewards Premier

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.49% to 27.99%
- Earn 85,000 bonus points after you spend $3,000 in the first 3 months from account opening
- 6,000 points every year on your cardmember anniversary
- First checked bag free for cardmembers and up to 8 additional passengers
- 25% back on inflight purchases
- Receive a 15% promo code each year on your cardmember anniversary
- 0,000 Companion Pass qualifying points boost each year
- Annual fee is $149
United Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.24%
- Earn 75,000 bonus miles plus 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months. Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months
- Receive a 5,000-mile better-together anniversary bonus when you have the United Business card and a personal United credit card
- 2 United Club one-time passes per year
- Over $600 in annual partner credits
- Free first checked bag
- Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 each calendar year
- Priority boarding
- 25% back on United inflight and Club premium drink purchases
- Earn 10,000 referral bonus miles for each friend that gets approved for any United MileagePlus Card, up to 100K bonus miles per year
- No annual fee the first year, then $150
Delta SkyMiles Gold

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 50,000 bonus miles after you make $2,000 in purchases on your new card within the first 6 months
- $200 Delta Flight Credit. After you spend $10,000 in purchases on your card in a calendar year, receive a $200 Delta flight credit to use toward future travel
- Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app
- Annual statement credit of up to $100 after using your card to book prepaid hotels or vacation rentals through Delta Stays on delta.com
- Check your first bag free on Delta flights
- 20% back on in-flight purchases
- No annual fee the first year, then $150
Delta SkyMiles Gold Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 60,000 bonus miles after spending $4,000 in purchases in your first 6 months
- $200 Delta flight credit after you spend $10K in purchases in a calendar year
- First Checked Bag Free
- Zone 5 Priority Boarding
- 15% off Award Travel
- 20% back on in-flight purchases
- $150 Delta Stays credit
- No annual fee the first year, then $150
Southwest Rapid Rewards Priority

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.49% to 27.99%
- Earn 85,000 bonus points after you spend $3,000 in the first 3 months from account opening
- 7,500 points every year on your cardmember anniversary
- Complimentary Preferred seat at booking
- First checked bag free for cardmembers and up to 8 additional passengers in the same reservation
- Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually
- 10,000 Companion Pass qualifying points boost each year
- 25% back on inflight purchases
- Annual fee is $229
Citi AAdvantage Globe

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.49% to 29.49%
- Earn 90,000 AAdvantage bonus miles after $5,000 in purchases in the first 4 months
- Admirals Club Globe passes
- Up to $240 back on Turo
- Up to $100 back on inflight purchases
- Up to $120 Global Entry or TSA PreCheck application fee credit
- First checked bag free on domestic American Airlines itineraries
- Preferred boarding on American Airlines flights
- Annual fee is $350
JetBlue Premier Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 29.74%
- 0% APR on balance transfers for 12 months
- Earn 80,000 bonus points plus 5 tiles after spending $5,000 and paying the annual fee in full within the first 90 days
- Group A boarding on JetBlue-operated flights
- Free first checked bag for you and up to 3 eligible travel companions
- Earn up to $300 in statement credits on TrueBlue Travel purchases per calendar year
- Earn 5,000 bonus points each year after your JetBlue Premier Card account anniversary
- Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Earn toward Mosaic with every purchase
- Priority Pass Select - access over 1,500 lounges
- Global Entry or TSA PreCheck - up to $120 application fee statement credit every 4 years
- Pay for your flight with almost any combination of dollars and TrueBlue points
- Annual fee is $499
Citi AAdvantage Executive Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.49% to 29.49%
- Earn 100,000 AAdvantage bonus miles after $10,000 in purchases in the first 3 months
- After you spend $150,000 in purchases in a calendar year, earn a total of 5X AAdvantage miles on eligible American Airlines purchases for the remainder of the year
- Admirals Club membership
- Up to $120 Global Entry or TSA PreCheck application fee credit
- Partner perks from Avis, Budget, GrubHub, and Lyft
- First checked bag free on domestic American Airlines itineraries
- Earn a 10,000 Loyalty Point bonus after reaching 50,000 Loyalty Points in a status qualification year. Earn another 10,000 Loyalty Point bonus after reaching 90,000 Loyalty Points in the same status qualification year
- 25% savings on inflight food and beverage purchases
- Annual fee is $595
Delta SkyMiles Reserve

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 70,000 bonus miles after you spend $5,000 in purchases on your new card in your first 6 months
- Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart
- Earn $1 Medallion Qualification Dollar for each $10 in purchases made on your card
- Delta SkyMiles Reserve American Express Card Members enjoy 15 Visits each Medallion Year to the Delta Sky Club when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your card during a calendar year
- Annual fee is $650
Delta SkyMiles Reserve Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Airline rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 80,000 bonus miles after you spend $12,000 in purchases in your first 6 months
- $240 Resy credit, $120 rideshare credit, and up to $250 Delta Stays statement credit
- Enjoy a Companion Certificate each year after renewal
- Medallion Qualification Dollars (MQD) Boost
- Hertz President's Circle Status
- Complimentary Delta Sky Club, The Centurion Lounge, and Escape Lounge access
- Annual Companion Certificate
- 15% off Award Travel
- First checked bag free, Zone 5 Priority Boarding, and Complimentary Upgrade list
- Fee Credit for Global Entry or TSA PreCheck
- Annual fee is $650
Sandals Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- 0% APR on purchases for 7 months
- Regular purchase APR is 17.74% to 27.74%
- Get 40,000 bonus points after making at least $2,000 in purchases within the first 90 days of account opening
- Redeem your WorldPoints reward points for discounts at Sandals or Beaches resorts, or for cash and gift cards from top retailers
- No annual fee
IHG One Rewards Traveler

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 80,000 bonus points after you spend $2,000 on purchases in the first 3 months
- Automatic Silver Elite status
- Earn 10,000 bonus points after you spend $10,000 each calendar year
- Redeem 3 nights, get 4th night free
- Qualify for Gold Elite Status each calendar year you make purchases totaling $20,000 or more
- No annual fee
Marriott Bonvoy Bold

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.24% to 27.74%
- 30,000 Bonus Points after you spend $1,000 on purchases in your first 3 months from account opening
- Automatic Silver Elite status
- Receive 5 Elite Night Credits every calendar year
- No annual fee
Wyndham Rewards Earner Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days
- 0% APR on all Wyndham Timeshare Purchases for six billing cycles
- Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases
- Automatically receive a Wyndham Rewards GOLD member level
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- No annual fee
Hilton Honors
Choice Privileges Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.99% to 28.74%
- Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months
- Automatic Gold Elite membership. Receive 10 Elite night credits qualifying for at least Gold level status each calendar year
- Earn 10% bonus points every time you book a qualifying stay at Choice hotels
- No annual fee
MGM Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 25.24%
- 10,000 bonus points when you spend $1,000 in the first 3 billing cycles after your account is opened
- Automatic upgrade to MGM Rewards Pearl status
- Free self-parking at participating MGM Rewards Destinations
- Priority hotel check-in at MGM Rewards Destinations
- No annual fee
Best Western Rewards Visa Signature
Wyndham Rewards Earner Plus Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.49% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 45,000 bonus points after spending $1,000 on purchases in the 90 days
- 0% APR on all Wyndham Timeshare Purchases for six billing cycles
- Receive 7,500 bonus points each anniversary year
- Automatic Wyndham Rewards PLATINUM level benefits
- Enjoy a cardmember booking discount
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- Annual fee is $75
Best Western Rewards Premium Visa Signature
Marriott Bonvoy Boundless

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 3 Free Night awards after spending $3,000 on eligible purchases within 3 months of account opening
- Free Night Award every year after your account anniversary
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend
- Receive 15 Elite Night Credits each calendar year
- Automatically receive Silver Elite Status each calendar year
- Path to Gold Status when you spend $35,000 on purchases each calendar year
- Annual fee is $95
Wyndham Rewards Earner Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.74% to 29.74%
- Earn 45,000 bonus points after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.
- 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases
- Automatic DIAMOND level benefits
- Receive 15,000 bonus points each anniversary year
- Cardmember booking discount
- Redeem 10% fewer Wyndham Rewards points when you book free nights
- Annual fee is $95
Choice Privileges Select Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.99% to 28.74%
- Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
- Automatic Platinum Elite membership. Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year
- Earn 25% bonus points every time you book and stay at a qualifying Choice hotel
- Earn 30,000 bonus points every account anniversary
- Enroll in a Trusted Traveler Program (such as Global Entry or TSA PreCheck) and receive one statement credit up to $120 every four years
- No annual fee the first year, then $95
Marriott Bonvoy Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 75,000 Marriott Bonvoy points after you spend $6,000 in the first 6 months. Earn an extra 50,000 points after you spend an additional $3,000 in the first 6 months
- 7% Marriott Bonvoy Room Rate Discount
- Receive 1 Free Night Award every year after your card renewal month. Plus, earn an additional Free Night Award after you spend $60K in a calendar year
- Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
- Complimentary Marriott Bonvoy Gold Elite status
- Annual fee is $125
Hilton Honors Surpass

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 155,000 Hilton Honors bonus points after you spend $3,000 in purchases in the first 6 months
- Complimentary Hilton Honors Gold status
- Spend $40,000 on eligible purchases in a calendar year and you can earn Hilton Honors Diamond status
- Earn a free weekend night reward from Hilton Honors after you spend $15,000 on eligible purchases in a calendar year
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio. That's up to $200 in statement credits annually
- Complimentary National Car Rental Emerald Club Executive status
- Annual fee is $150
Hilton Honors Business

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 175,000 Hilton Honors bonus points after you spend $8,000 in the first 6 months
- Complimentary Hilton Honors Gold Status. Spend $40,000 on eligible purchases in a calendar year and you can earn an upgrade to Diamond status
- Get up to $240 back each year on eligible purchases made directly with a property in the Hilton portfolio, with up to $60 in statement credits per quarter
- Complimentary National Car Rental Emerald Club Executive status
- Annual fee is $195
World of Hyatt Business Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
- Employee cards at no additional cost
- Earn 10,000 referral bonus miles for each business that gets approved for the World of Hyatt Business credit card, up to 50K bonus miles per year
- Annual fee is $199
Marriott Bonvoy Bountiful

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.24% to 27.74%
- Earn 85,000 bonus points after you spend $4,000 in purchases in your first 3 months from your account opening
- Automatic Gold Elite benefits
- Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy
- Free Night Award every calendar year, after $15,000 in spend
- Receive 15 Elite Night Credits each calendar year
- Annual fee is $250
Marriott Bonvoy Bevy

NO
FOREIGN
FEES
- No foreign transaction fee
- Hotel rewards
- Regular purchase APR is 19.74% to 28.74%
- Earn 85,000 bonus points after you spend $5,000 in the first 6 months
- Earn 1,000 bonus points per paid eligible stay booked directly with Marriott Bonvoy for properties participating in Marriott Bonvoy
- With complimentary Marriott Bonvoy Gold Elite status, earn up to 2.5X points on eligible hotel purchases with the 25% Bonus Points on stays benefit
- Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status
- Annual fee is $250
Celebrity Cruises Visa Signature
Norwegian Cruise Line World Mastercard
Royal Caribbean Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Cruise line rewards
- Regular purchase APR is 17.74% to 27.74%
- Get 30,000 bonus points after making at least $1,000 in purchases in the first 90 days of your account opening
- $50 Discount on Royal Caribbean's Air2Sea program after making at least $3,500 in card purchases within the first 90 days of account opening
- No annual fee
Carnival World Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Cruise line rewards
- Regular purchase APR is 18.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn 20,000 FunPoints after spending $1,000 on purchases within the first 90 days
- 0% promotional APR for 6 months on Carnival cruise bookings
- No annual fee
Holland America Line Rewards Visa Card
Princess Cruises Rewards Visa
TD Clear

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 0.00%
- No annual fee
- This is a nontraditional credit card that charges a set monthly fee instead of interest. The $1,000 credit limit card charges a $10 monthly fee and has a $45 minimum payment. The $2,000 credit limit card charges a $20 monthly fee and has a $70 minimum payment. The minimum payment includes the monthly fee
Star One Visa Platinum Best Rate
Star One Visa Signature Rewards
Star One Visa Platinum Rewards
RCU Visa Platinum
Navy Federal Platinum
USAA Rate Advantage Visa Platinum Credit Card
Sound Select
Sound Select Secured
First Tech Platinum Mastercard
SDFCU Platinum Rewards
Redstone Visa Traditional
Citizens Trust Bank Visa Prestige Elite
RBFCU Premier Rate Mastercard
East West Bank Secured Credit Card
First Tech Platinum Rewards Mastercard
Kinecta MyPower
BECU Visa
Zions Bank Clarity Visa
Bethpage Low Rate Credit Card
Logix Platinum Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 13.49% to 17.99%
- No annual fee
- Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
- Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness
First Tech Choice Rewards World Mastercard
Navy Federal GO REWARDS
USAA Rewards American Express Credit Card
USAA Rewards Visa Signature Credit Card
Sound Cash Back
Sound Rewards
BECU Business Visa
First Tech Platinum Secured Mastercard
Navy Federal cashRewards
Navy Federal More Rewards American Express Card
Wescom Active Visa
Centier Personal Low Rate Card
SDFCU Premium Cash Back+
NASA Federal Visa Platinum Advantage Rewards
RCU Visa Credit Builder
Teamster Privilege Rate Advantage

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 14.90% to 24.90%
- 0% APR on balance transfers for 15 months
- After 3 months as a cardholder, you may be eligible for hardship grants
- Exclusive discounts for cardholders and their families
- No annual fee
Union Plus Rate Advantage

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 14.90% to 24.90%
- 0% APR on balance transfers for 15 months
- After 3 months as a cardholder, you may be eligible for hardship grants
- Exclusive discounts for cardholders and their families
- No annual fee
Upgrade Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade Cash Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade Life Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- Pay your balances in full early each month and avoid interest with EarlyPay
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade OneCard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- You control how you pay for your purchases: Pay Now with no interest, or Pay Later
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
Upgrade Triple Cash Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 14.99% to 29.99%
- $200 welcome bonus when you start using a new Rewards Checking account and make 3 purchases within 60 days
- No annual fee
- This is a nontraditional credit card that allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases or withdrawals up to the approved line amount
SchoolsFirst FCU Rewards Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 15.00% to 17.90%
- Get 10,000 points just for opening a card
- Earn 1.5 points for every $1 spent. 2 points per $1 spent on gas and groceries
- Get 5% back on HelloFresh purchases
- Receive a $5 Lyft credit for every three rides taken in a calendar month
- DoorDash discounts
- No annual fee
Kinecta MyPerks
Huntington Voice Credit Card
VyStar Platinum Visa
M&T Business Credit Card
Zions Bank Agility Cash Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 15.75% to 27.75%
- 0% APR on balance transfers for 12 months
- Earn up to a $200 bonus with double cash back for 12 months
- No annual fee
- Only available to applicants who live in Utah, Idaho or Wyoming
Zions Bank Vivid Rewards Visa

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 15.75% to 27.75%
- 0% APR on balance transfers for 12 months
- Get double rewards points for the first 12 months, up to 30,000 points
- No annual fee
- Only available to applicants who live in Utah, Idaho or Wyoming
American Eagle FCU Signature Visa
Cashback Rewards Plus American Express Credit Card
Preferred Cash Rewards Visa Signature Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 15.90% to 27.90%
- Earn 3% cash back on qualifying purchases for your first year on the first $15,000 you spend. After your first year, earn unlimited 1.5% cash back
- You can qualify to get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, if you make a minimum of 8 purchases in the prior calendar month
- No annual fee
RCU Visa Signature
BECU Cash Back Visa
Bethpage Cash Back Credit Card
Bethpage Rewards Points Credit Card
Wescom MyRewards Visa
Discover it Student Cash Back
Discover it Student Chrome
Truist Future
Gemini Credit Card
BECU Business Visa with Cash Rewards
Capital on Tap Business Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 16.74% to 70.24%
- Boost your cash back to 2% by switching to weekly AutoPay
- Credit limits up to to $50,000
- No annual fee
- This card features a variable APR that can be extremely high. Review the terms carefully before you apply
Navy Federal GO BIZ Rewards
Teamster Privilege Cash Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.90% to 26.74%
- 0% APR on balance transfers for 12 months
- After 3 months as a cardholder, you may be eligible for hardship grants
- Exclusive discounts for cardholders and their families
- No annual fee
Union Plus Cash Rewards

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 16.90% to 26.74%
- 0% APR on balance transfers for 12 months
- After 3 months as a cardholder, you may be eligible for hardship grants
- Exclusive discounts for cardholders and their families
- No annual fee
SDFCU Savings Secured Platinum Rewards
UMB Simply Rewards
Alliant Cashback Visa Signature
Regions Life Visa Credit Card
Fifth Third Simply Business Card

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.24% to 28.24%
- 0% APR on balance transfers for 12 months
- No annual fee
- To apply for this product the applicant must be a current Fifth Third checking or savings customer with account open for at least 90 days
Huntington Cashback Credit Card
Redstone Visa Signature
M&T Business Rewards Credit Card
Discover it Cash Back

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.49% to 26.49%
- 0% APR on balance transfers for 15 months
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- No annual fee
Discover it Chrome
Discover it NHL

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 17.49% to 26.49%
- 0% APR on balance transfers for 15 months
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- No annual fee
State Farm Business Cash Rewards Visa Signature Card

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 17.49% to 26.49%
- 0% APR on balance transfers for 12 months
- Receive a $100 credit to your account after 11 consecutive months of eligible software service subscription purchases
- No annual fee
Dillons Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Fred Meyer Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Fry's Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Harris Teeter Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery HT Plus membership when you apply for the credit card, are approved, and complete your HT Plus enrollment
- No annual fee
King Soopers Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Kroger Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Mariano's Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Pick 'n Save/Metro Market Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
QFC Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Ralphs Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
Smith's Rewards World Elite Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 17.49% to 30.49%
- Earn a $100 statement credit when you apply, get approved, and spend $500 in the first 90 days
- Earn 2X fuel points and a free next-day delivery Boost Essential Membership when you apply for the credit card, are approved, and complete your Boost enrollment
- No annual fee
VyStar Visa Signature Cash Back
VyStar Visa Signature Rewards
Affinity Cash Rewards
Logix Platinum Rewards Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 6 months
- Regular purchase APR is 17.99%
- Earn 10,000 bonus points when you spend $2,500 the first 90 days
- Earn 1.5, 2 or even 3 points per dollar with your Logix Relationship Rewards status
- No annual fee
- Logix credit cards are available in the following states: AZ, CA, DC, MA, MD, ME, NH, NV, and VA
- Introductory 3.99% to 8.99% APR on balance transfers for 15 months, based on your creditworthiness
NASA Federal Visa Platinum Cash Rewards
PenFed Gold Visa
PenFed Platinum Rewards
PenFed Power Cash Rewards
Amazon Business Card
Amazon Business Prime Card
REI Co-op Mastercard
Navy Federal cashRewards Secured
RBFCU World Cash Back Mastercard
VyStar Savings Secured Visa
Hancock Whitney Visa Platinum
DoorDash Rewards Mastercard
Regions Prestige Visa Signature Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.24% to 28.24%
- 0% APR on balance transfers for 12 months
- You can earn $100 in bonus cash rewards when your net purchases in the first 90 days total at least $500, and an additional $100 in bonus cash rewards when those net purchases total at least $1,000
- Earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions personal checking and other deposit accounts
- No annual fee
First Horizon Bank Visa Signature
Wescom Bruin Choice Visa
Wescom Bruin Edge Visa
Arvest Platinum
Arvest Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 18.49% to 24.99%
- 0% APR on balance transfers for 12 months
- 1.5 Arvest Flex Rewards points for every $1 you spend on eligible purchases
- Up to $100 credit back for Global Entry or TSA Pre-Check
- No annual fee
Truist Enjoy Cash
PNC Cash Unlimited
Gesa Cash Rewards Card
Fifth Third 1% Cash/Back Card
Upromise World Mastercard

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 18.74% to 29.74%
- 0% APR on balance transfers for 15 months
- Earn $300 bonus cash back rewards after spending $1,000 on purchases in the first 90 days
- Get up to $250 in cash back rewards per calendar year on eligible gift card purchases at MyGiftCardsPlus
- Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards
- No annual fee
Quicksilver

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 15 months
- Regular purchase APR is 18.99% to 28.99%
- 0% APR on balance transfers for 15 months
- Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening. Plus, get a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year
- Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide.
- No annual fee
Quicksilver for Students

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 18.99% to 28.99%
- Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
- Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
- No annual fee
Savor for Students

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 18.99% to 28.99%
- Earn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
- Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide
- No annual fee
Regions Cash Rewards Visa Signature Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.24% to 29.24%
- 0% APR on balance transfers for 12 months
- You can earn $100 in bonus cash rewards when your net purchases in the first 90 days total at least $500, and an additional $100 in bonus cash rewards when those net purchases total at least $1,000
- No annual fee
Apple Card
Bread Cashback American Express Credit Card
M&T Visa Signature Credit Card
BJ's One Mastercard
BJ's One+ Mastercard
Bass Pro Shops CLUB Card
Cabela's CLUB Card
CLUB Business Card
Santander Ultimate Cash Back Card

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 20.01% to 29.14%
- 0% APR on balance transfers for 12 months
- No annual fee
- This card is not available in every state. The application will ask you to verify location eligibility before proceeding
X1 Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 20.24% to 29.99%
- 2X points on every purchase regardless of category. 3X points for the entire year if you spend $15,000. 4X, 5X, and even 10X points for every invited friend who gets a card
- Shop in the X1 app and earn up to 10X points at leading online stores
- Activate boosts on your everyday spending to earn even more points
- Credit limits up to 5X higher than traditional cards
- No annual fee
- The X1 Card application weighs your income more heavily than your credit score. You may be required to allow access to your bank account via a third-party service such as Plaid in order to be approved
Fifth Third 1.67% Cash/Back Card
Fifth Third Preferred Cash/Back Card
Sam's Club Mastercard
AMC Entertainment Visa Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 20.99% to 30.99%
- Get $50 AMC Stubs Bonus Bucks when you spend $50 within your first 3 months. Get a free large popcorn when you spend $250 in a month, up to 6 times in your first 6 months
- No annual fee
- Must be an AMC Stubs loyalty member to apply
Lexus Pursuits Visa
Simon American Express Credit Card from Cardless
IKEA Visa Credit Card
Fleet Rewards Visa
Citizens Trust Bank Visa Classic Secured
Discover it Secured

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 26.49%
- With Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
- After 7 months, there will be automatic monthly account reviews to see if you qualify to convert to an unsecured card and get your deposit back
- No annual fee
- Secured card
USAA Secured American Express Credit Card
USAA Secured Visa Platinum Credit Card
Verizon Visa Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 26.99% to 30.99%
- Get a $100 statement credit when you spend $1,000 within the first 90 days
- No annual fee
- You must be a Verizon Wireless customer who is the account owner manager and have 12 phone lines maximum (depending on plan) to be eligible to apply. Verizon business accounts and prepaid accounts aren’t eligible to apply
Teamster Privilege Primary Access
Union Plus Primary Access
Petal 2 Visa
Petal 1 Visa
Pottery Barn Key Rewards Visa
The Key Rewards Visa
West Elm Key Rewards Visa
Williams Sonoma Key Rewards Visa
Platinum Mastercard
Platinum Secured
Quicksilver for Good Credit
Quicksilver Secured
Savor for Good Credit
Saks Mastercard
Nordstrom Visa
TJX Rewards Platinum Mastercard
Shopify Credit

NO
FOREIGN
FEES
- No foreign transaction fee
- Charge card
- Start earning credit towards Shop Cash offers after your first $5K in spend in the first 3 months of account opening. Get up to $2,000 in credits after spending $20K in the first 3 months
- No annual fee
- Available only to merchants with a Shopify Payments account and a single-owner store based in the United States or Puerto Rico
Tomo Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Charge card
- Spending power ranges from $100 - $10,000
- 7-day automatic payment feature
- No credit history required
- No annual fee
- The Tomo card uses third-party service providers such as Plaid to integrate your bank account and access data like your current balance
Truist Enjoy Cash Secured
Citizens Trust Bank Visa Privilege
Kinecta MyPlan Secured
Numerica Visa Luna
Regions Explore Visa Credit Card
Academy Bank Credit Builder Secured Visa
QuicksilverOne
SavorOne
Credit One Bank Premier American Express Card
Commerce Bank Secured Visa
1st Financial Bank USA Visa Gold Card
Petal 1 Rise Visa
SDCCU Visa Signature
The Owner's Rewards Card by M1
Rocket Visa Signature Card
Associated Bank Smart Business Rewards Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 21.24% to 26.24%
- Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening
- Earn 2 points in your top 2 spend categories each month, automatically. Earn 1 point on all other eligible purchases
- No annual fee the first year, then $95
Platinum X5 Visa
Ocean Bank World Black
Central Bank World Elite Mastercard
BMW Precision Card

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 20.49% to 29.49%
- Earn 7,500 bonus points after you spend $1,000 in net purchases within the first 90 days of account opening
- $70 annual dealership credit at BMW Centers
- Get 25% more value when you redeem points for a BMW Rewards Card
- Save 20% on BMW driving school
- Annual fee is $99
Regions Premium Visa Signature Credit Card

NO
FOREIGN
FEES
- No foreign transaction fee
- 0% APR on purchases for 12 months
- Regular purchase APR is 19.24%
- 0% APR on balance transfers for 12 months
- Earn 30,000 bonus points when your net purchases made in the first 90 days total $2,000 or more
- Earn 1.5 Relationship Rewards points per $1 in purchases, with an option to earn even more when you register for Regions Rewards Multiplier and maintain certain balances in your Regions personal checking and other deposit accounts
- Annual fee is $125
Avant Credit Card
Ameriprise Premier Visa Signature

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 19.24% to 29.24%
- Earn 15,000 bonus rewards points after you spend $1,500 on eligible everyday purchases in the first 90 days of account opening
- Earn 1.5 Rewards Points for every $1 spent in eligible net purchases
- Annual fee waived for Achiever Circle Elite members
- Up to $100 statement credit on travel purchases after you spend $24,000 in eligible net purchases each year
- Annual fee is $150
Ink Business Premier

NO
FOREIGN
FEES
- No foreign transaction fee
- Charge card
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening
- Pay in full card with flexibility to pay off eligible purchases over time with interest up to your Flex for Business limit. All other purchases must be paid in full each month
- Employee cards at no additional cost
- Earn 20,000 referral bonus points for each business that gets approved for any Chase for Business credit card, up to 100,000 points per year
- Annual fee is $195
Plum
Citizens Summit Reserve

NO
FOREIGN
FEES
- No foreign transaction fee
- Regular purchase APR is 19.74% to 28.74%
- Get a credit of up to $120 on Global Entry and TSA PreCheck every four years
- Priority Pass membership
- Up to $120 in annual statement credits on eligible travel purchases
- Annual fee waivers and reductions available for some Citizens account holders
- Annual fee is $295
















































































































































































